HFMF vs IVV

HFMF vs IVV
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Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricHFMFIVVWinner
Expense Ratio0.97%0.03%
AUM$23M$907.0B
Dividend Yield2.88%1.10%
Holdings13508
YTD Return+2.39%+12.28%
1Y Return+8.45%+20.94%
3Y Return (annualized)-+21.81%
5Y Return (annualized)-+13.05%
Volatility (annualized)11.8%15.1%
Max Drawdown-15.1%-56.5%
Fund FamilyUnlimited FundsiShares by BlackRock (US)
CategoryAlternativeEquity
InceptionJul 14, 2025May 15, 2000

HFMF vs IVV Performance

Unlimited HFMF Managed Futures ETF (HFMF) is a ETF from Unlimited Funds and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year HFMF returned +8.45% while IVV returned +20.94%. Year to date, HFMF is up 2.39% versus a gain of 12.28% for IVV.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 11.8% for HFMF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.1% for HFMF and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.03. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

HFMF charges 0.97% per year while IVV charges 0.03%. On a $10,000 position that is $97 vs $3 annually, a gap of $94 per year that compounds over a long holding period. On income, HFMF currently yields 2.88% against 1.10% for IVV.

Holdings Overlap

0.0%overlap

HFMF and IVV share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, HFMF or IVV?

HFMF has an expense ratio of 0.97% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $94 per year of difference.

Which performed better, HFMF or IVV?

Over the past year HFMF returned +8.45% vs +20.94% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (1 years), HFMF annualized +8.63% vs +6.98% for IVV. Past performance does not guarantee future results.

Which is riskier, HFMF or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 11.8% for HFMF. Worst drawdown: HFMF -15.1% vs IVV -56.5%.

Should I hold both HFMF and IVV?

HFMF and IVV have a monthly-return correlation of -0.03, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HFMF and IVV?

HFMF and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, HFMF or IVV?

HFMF yields 2.88% while IVV yields 1.10%, so HFMF currently pays the higher dividend yield.

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