HFMF vs VTI
Unlimited HFMF Managed Futures ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | HFMF | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.97% | 0.03% | |
| AUM | $23M | $666.9B | |
| Dividend Yield | 2.88% | 1.07% | |
| Holdings | 13 | 3,543 | |
| YTD Return | +3.18% | +13.14% | |
| 1Y Return | +10.11% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 11.7% | 15.3% | |
| Max Drawdown | -15.1% | -56.6% | |
| Fund Family | Unlimited Funds | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jul 14, 2025 | May 24, 2001 |
HFMF vs VTI Performance
Unlimited HFMF Managed Futures ETF (HFMF) is a ETF from Unlimited Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HFMF returned +10.11% while VTI returned +22.35%. Year to date, HFMF is up 3.18% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.7% for HFMF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.1% for HFMF and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.04. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HFMF charges 0.97% per year while VTI charges 0.03%. On a $10,000 position that is $97 vs $3 annually, a gap of $94 per year that compounds over a long holding period. On income, HFMF currently yields 2.88% against 1.07% for VTI.
Holdings Overlap
HFMF and VTI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HFMF or VTI?
HFMF has an expense ratio of 0.97% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $94 per year of difference.
Which performed better, HFMF or VTI?
Over the past year HFMF returned +10.11% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), HFMF annualized +9.37% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, HFMF or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 11.7% for HFMF. Worst drawdown: HFMF -15.1% vs VTI -56.6%.
Should I hold both HFMF and VTI?
HFMF and VTI have a monthly-return correlation of -0.04, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HFMF and VTI?
HFMF and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.
Which pays a higher dividend, HFMF or VTI?
HFMF yields 2.88% while VTI yields 1.07%, so HFMF currently pays the higher dividend yield.
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