HFMF vs VTI
Unlimited HFMF Managed Futures ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, HFMF or VTI?
Managed Futures against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HFMF | VTI |
|---|---|---|
| Expense Ratio | 0.97% | 0.03%Best |
| AUM | $26M | $666.9B |
| Dividend Yield | 2.86% | 1.03% |
| Holdings | 13 | 3,543 |
| YTD Return | +6.79% | +11.65%Best |
| 1Y Return | +10.18% | +17.34%Best |
| 3Y Return (annualized) | - | +20.35% |
| 5Y Return (annualized) | - | +11.72% |
| Volatility (annualized) | 11.5%Best | 12.3% |
| Max Drawdown | -15.1% | -8.9%Best |
| $10,000 over 1.2 years | $11,481 | $12,436Best |
| Fund Family | Unlimited Funds | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Managed Futures | Large Cap Blend |
| Inception | Jul 14, 2025 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.2 years row, are measured over the window both funds cover: Jul 15, 2025 to Sep 10, 2026 (1.2 years).
HFMF vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.2 years both funds cover.
HFMF vs VTI Performance
Unlimited HFMF Managed Futures ETF (HFMF) is an ETF from Unlimited Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year HFMF returned +10.18% while VTI returned +17.34%. Year to date, HFMF is up 6.79% versus a gain of 11.65% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.3% compared with 11.5% for HFMF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.1% for HFMF and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.08. They move largely independently of each other.
Fees and Cost Over Time
HFMF charges 0.97% per year while VTI charges 0.03%. On a $10,000 position that is $97 vs $3 annually, a gap of $94 per year that compounds over a long holding period. On income, HFMF currently yields 2.86% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 1 holding in HFMF and 2,787 in VTI, totalling 89.7% and 90.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in HFMF and 2,787 in VTI, against full books of 13 and 3,543.
You are not choosing between two funds in isolation.
Whichever of HFMF and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HFMF or VTI?
HFMF has an expense ratio of 0.97% while VTI charges 0.03%. VTI is the cheaper option, by $94 a year on a $10,000 investment.
Which performed better, HFMF or VTI?
Over the past year HFMF returned +10.18% vs +17.34% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), HFMF annualized +12.20% vs +19.92% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HFMF or VTI?
VTI has been the more volatile fund at 12.3% annualized versus 11.5% for HFMF. Worst drawdown: HFMF -15.1% vs VTI -8.9%.
Should I hold both HFMF and VTI?
HFMF and VTI have a monthly-return correlation of -0.08, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, HFMF or VTI?
HFMF yields 2.86% while VTI yields 1.03%, so HFMF currently pays the higher dividend yield.
Is VTI better than HFMF?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.