HFMF vs QQQ

HFMF vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricHFMFQQQWinner
Expense Ratio0.97%0.18%
AUM$23M$496.3B
Dividend Yield2.88%0.44%
Holdings13108
YTD Return+3.18%+16.64%
1Y Return+10.11%+27.27%
3Y Return (annualized)-+25.96%
5Y Return (annualized)-+14.54%
Volatility (annualized)11.7%30.6%
Max Drawdown-15.1%-83.0%
Fund FamilyUnlimited FundsInvesco (US)
CategoryAlternativeEquity
InceptionJul 14, 2025Mar 10, 1999

HFMF vs QQQ Performance

Unlimited HFMF Managed Futures ETF (HFMF) is a ETF from Unlimited Funds and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year HFMF returned +10.11% while QQQ returned +27.27%. Year to date, HFMF is up 3.18% versus a gain of 16.64% for QQQ.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 11.7% for HFMF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.1% for HFMF and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.17. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

HFMF charges 0.97% per year while QQQ charges 0.18%. On a $10,000 position that is $97 vs $18 annually, a gap of $79 per year that compounds over a long holding period. On income, HFMF currently yields 2.88% against 0.44% for QQQ.

Holdings Overlap

0.0%overlap

HFMF and QQQ share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, HFMF or QQQ?

HFMF has an expense ratio of 0.97% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $79 per year of difference.

Which performed better, HFMF or QQQ?

Over the past year HFMF returned +10.11% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), HFMF annualized +9.37% vs +13.03% for QQQ. Past performance does not guarantee future results.

Which is riskier, HFMF or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 11.7% for HFMF. Worst drawdown: HFMF -15.1% vs QQQ -83.0%.

Should I hold both HFMF and QQQ?

HFMF and QQQ have a monthly-return correlation of -0.17, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HFMF and QQQ?

HFMF and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.

Which pays a higher dividend, HFMF or QQQ?

HFMF yields 2.88% while QQQ yields 0.44%, so HFMF currently pays the higher dividend yield.

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