HFSP vs VTI
TradersAI Large Cap Equity & Cash ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, HFSP or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HFSP | VTI |
|---|---|---|
| Expense Ratio | 1.25% | 0.03%Best |
| AUM | $678,763.53 | $690.1B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 3 | 3,524 |
| YTD Return | -12.41% | +12.51%Best |
| 1Y Return | -25.23% | +15.23%Best |
| 3Y Return (annualized) | - | +22.50% |
| 5Y Return (annualized) | - | +12.31% |
| Volatility (annualized) | 15.6% | 12.9%Best |
| Max Drawdown | -38.2% | -19.3%Best |
| $10,000 over 1.9 years | $6,956 | $13,371Best |
| Fund Family | TradersAI | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Oct 23, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: Oct 24, 2024 to Oct 1, 2026 (1.9 years).
HFSP vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.9 years both funds cover.
HFSP vs VTI Performance
TradersAI Large Cap Equity & Cash ETF (HFSP) is an ETF from TradersAI and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year HFSP returned -25.23% while VTI returned +15.23%. Year to date, HFSP is down 12.41% versus a gain of 12.51% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HFSP has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 12.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.2% for HFSP and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.08. They move largely independently of each other.
Fees and Cost Over Time
HFSP charges 1.25% per year while VTI charges 0.03%. On a $10,000 position that is $125 vs $3 annually, a gap of $122 per year that compounds over a long holding period. On income, HFSP currently yields 0.00% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 1 holding in HFSP and 3,463 in VTI, totalling 0.1% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 47 days apart, HFSP as of Sep 16, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 1 positions we hold weights for in HFSP and 3,463 in VTI, against full books of 3 and 3,524.
You are not choosing between two funds in isolation.
Whichever of HFSP and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HFSP or VTI?
HFSP has an expense ratio of 1.25% while VTI charges 0.03%. VTI is the cheaper option, by $122 a year on a $10,000 investment.
Which performed better, HFSP or VTI?
Over the past year HFSP returned -25.23% vs +15.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), HFSP annualized -17.39% vs +16.52% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, HFSP or VTI?
HFSP has been the more volatile fund at 15.6% annualized versus 12.9% for VTI. Worst drawdown: HFSP -38.2% vs VTI -19.3%.
Should I hold both HFSP and VTI?
HFSP and VTI have a monthly-return correlation of 0.08, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, HFSP or VTI?
HFSP yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than HFSP?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.