HFSP vs VTI
TradersAI Large Cap Equity & Cash ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | HFSP | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.25% | 0.03% | |
| AUM | $682,850.92 | $663.5B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 4 | 3,543 | |
| YTD Return | -14.29% | +14.96% | |
| 1Y Return | -26.49% | +22.39% | |
| 3Y Return (annualized) | - | +21.51% | |
| 5Y Return (annualized) | - | +12.36% | |
| Volatility (annualized) | 16.1% | 15.4% | |
| Max Drawdown | -37.7% | -56.6% | |
| Fund Family | TradersAI | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 23, 2024 | May 24, 2001 |
HFSP vs VTI Performance
TradersAI Large Cap Equity & Cash ETF (HFSP) is a ETF from TradersAI and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year HFSP returned -26.49% while VTI returned +22.39%. Year to date, HFSP is down 14.29% versus a gain of 14.96% for VTI.
Risk: Volatility and Drawdowns
HFSP has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -37.7% for HFSP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.11. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HFSP charges 1.25% per year while VTI charges 0.03%. On a $10,000 position that is $125 vs $3 annually, a gap of $122 per year that compounds over a long holding period. On income, HFSP currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
HFSP and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HFSP or VTI?
HFSP has an expense ratio of 1.25% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $122 per year of difference.
Which performed better, HFSP or VTI?
Over the past year HFSP returned -26.49% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), HFSP annualized -19.54% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, HFSP or VTI?
HFSP has been the more volatile fund at 16.1% annualized versus 15.4% for VTI. Worst drawdown: HFSP -37.7% vs VTI -56.6%.
Should I hold both HFSP and VTI?
HFSP and VTI have a monthly-return correlation of 0.11, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HFSP and VTI?
HFSP and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.
Which pays a higher dividend, HFSP or VTI?
HFSP yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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