HFSP vs SCHD
TradersAI Large Cap Equity & Cash ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | HFSP | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.25% | 0.06% | |
| AUM | $682,850.92 | $103.7B | |
| Dividend Yield | 0.00% | 3.31% | |
| Holdings | 4 | 104 | |
| YTD Return | -14.29% | +26.21% | |
| 1Y Return | -26.49% | +29.99% | |
| 3Y Return (annualized) | - | +15.73% | |
| 5Y Return (annualized) | - | +9.67% | |
| Volatility (annualized) | 16.1% | 13.6% | |
| Max Drawdown | -37.7% | -33.4% | |
| Fund Family | TradersAI | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 23, 2024 | Oct 20, 2011 |
HFSP vs SCHD Performance
TradersAI Large Cap Equity & Cash ETF (HFSP) is a ETF from TradersAI and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year HFSP returned -26.49% while SCHD returned +29.99%. Year to date, HFSP is down 14.29% versus a gain of 26.21% for SCHD.
Risk: Volatility and Drawdowns
HFSP has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -37.7% for HFSP and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.07. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HFSP charges 1.25% per year while SCHD charges 0.06%. On a $10,000 position that is $125 vs $6 annually, a gap of $119 per year that compounds over a long holding period. On income, HFSP currently yields 0.00% against 3.31% for SCHD.
Holdings Overlap
HFSP and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HFSP or SCHD?
HFSP has an expense ratio of 1.25% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $119 per year of difference.
Which performed better, HFSP or SCHD?
Over the past year HFSP returned -26.49% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), HFSP annualized -19.54% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, HFSP or SCHD?
HFSP has been the more volatile fund at 16.1% annualized versus 13.6% for SCHD. Worst drawdown: HFSP -37.7% vs SCHD -33.4%.
Should I hold both HFSP and SCHD?
HFSP and SCHD have a monthly-return correlation of 0.07, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HFSP and SCHD?
HFSP and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, HFSP or SCHD?
HFSP yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.