HINC vs VTI

HINC vs VTI

Which is better, HINC or VTI?

High Yield Bond against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y.

Lower Fees: VTIHigher Returns (1Y): VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricHINCVTI
Expense Ratio0.50%0.03%Best
AUM$391M$689.2B
Dividend Yield0.67%1.06%
Holdings1963,542
YTD Return+0.69%+11.29%Best
1Y Return-+13.77%
3Y Return (annualized)-+20.19%
5Y Return (annualized)-+10.49%
Fund FamilyHartford FundsVanguard (US)
CategoryFixed IncomeEquity
StyleHigh Yield BondLarge Cap Blend
InceptionSep 30, 1998May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

HINC vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

HINC vs VTI Performance

Hartford High Yield ETF (HINC) is an ETF from Hartford Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, HINC is up 0.69% versus a gain of 11.29% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

HINC charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, HINC currently yields 0.67% against 1.06% for VTI.

Holdings Overlap

VTI already in HINC0.2%

At least 0.2% of VTI's money is in holdings HINC also owns.

Stated as a floor: for HINC, our book for it covers 55.4% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

5 positions in common, counted across the 102 positions we hold weights for in HINC and 3,469 in VTI, against full books of 196 and 3,542.

Top Shared Holdings

StockWeight in HINCWeight in VTIDifference
SNOWSnowflake Inc0.18%0.15%0.03%
THCTenet Healthcare Corporation 6.13 06/15/20300.28%0.03%0.25%
ARESAres Management Corp 6.75% Ser0.22%0.03%0.19%
AAONAaon, Inc.0.23%0.01%0.22%
GPIGroup 1 Automotive Inc 144A 6.63 02/01/20350.22%0.00%0.22%

You are not choosing between two funds in isolation.

Whichever of HINC and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

HINCVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, HINC or VTI?

HINC has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.

Which pays a higher dividend, HINC or VTI?

HINC yields 0.67% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.

Is VTI better than HINC?

VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.