HOMZ vs QQQ
Hoya Capital Housing ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | HOMZ | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.30% | 0.18% | |
| AUM | $36M | $496.3B | |
| Dividend Yield | 2.66% | 0.44% | |
| Holdings | 97 | 108 | |
| YTD Return | +2.32% | +16.30% | |
| 1Y Return | -1.51% | +24.83% | |
| 3Y Return (annualized) | +9.33% | +25.48% | |
| 5Y Return (annualized) | +4.24% | +14.50% | |
| Volatility (annualized) | 24.4% | 30.6% | |
| Max Drawdown | -48.2% | -83.0% | |
| Fund Family | Hoya Capital Real Estate, LLC | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | Mar 19, 2019 | Mar 10, 1999 |
HOMZ vs QQQ Performance
Hoya Capital Housing ETF (HOMZ) is a ETF from Hoya Capital Real Estate, LLC and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year HOMZ returned -1.51% while QQQ returned +24.83%. Year to date, HOMZ is up 2.32% versus a gain of 16.30% for QQQ.
Over three years, HOMZ compounded at +9.33% per year against +25.48% for QQQ; over five years the annualized figures are +4.24% and +14.50% respectively. Across the full 7-year window we track, QQQ has the edge at +13.01% annualized vs +10.30%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 24.4% for HOMZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -48.2% for HOMZ and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
HOMZ charges 0.30% per year while QQQ charges 0.18%. On a $10,000 position that is $30 vs $18 annually, a gap of $12 per year that compounds over a long holding period. On income, HOMZ currently yields 2.66% against 0.44% for QQQ.
Holdings Overlap
HOMZ and QQQ share 0 holdings out of 202 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HOMZ or QQQ?
HOMZ has an expense ratio of 0.30% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, HOMZ or QQQ?
Over the past year HOMZ returned -1.51% vs +24.83% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (7 years), HOMZ annualized +10.30% vs +13.01% for QQQ. Past performance does not guarantee future results.
Which is riskier, HOMZ or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 24.4% for HOMZ. Worst drawdown: HOMZ -48.2% vs QQQ -83.0%.
Should I hold both HOMZ and QQQ?
HOMZ and QQQ have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HOMZ and QQQ?
HOMZ and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 202 unique securities.
Which pays a higher dividend, HOMZ or QQQ?
HOMZ yields 2.66% while QQQ yields 0.44%, so HOMZ currently pays the higher dividend yield.
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