HOMZ vs VYM
Hoya Capital Housing ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | HOMZ | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.30% | 0.04% | |
| AUM | $36M | $81.6B | |
| Dividend Yield | 2.66% | 2.24% | |
| Holdings | 97 | 616 | |
| YTD Return | +2.43% | +15.34% | |
| 1Y Return | +1.28% | +23.24% | |
| 3Y Return (annualized) | +9.88% | +19.22% | |
| 5Y Return (annualized) | +4.50% | +12.21% | |
| Volatility (annualized) | 24.4% | 14.6% | |
| Max Drawdown | -48.2% | -58.8% | |
| Fund Family | Hoya Capital Real Estate, LLC | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 19, 2019 | Nov 10, 2006 |
HOMZ vs VYM Performance
Hoya Capital Housing ETF (HOMZ) is a ETF from Hoya Capital Real Estate, LLC and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year HOMZ returned +1.28% while VYM returned +23.24%. Year to date, HOMZ is up 2.43% versus a gain of 15.34% for VYM.
Over three years, HOMZ compounded at +9.88% per year against +19.22% for VYM; over five years the annualized figures are +4.50% and +12.21% respectively. Across the full 7-year window we track, HOMZ has the edge at +10.34% annualized vs +7.04%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HOMZ has been the more volatile fund, with annualized monthly volatility of 24.4% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -48.2% for HOMZ and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HOMZ charges 0.30% per year while VYM charges 0.04%. On a $10,000 position that is $30 vs $4 annually, a gap of $26 per year that compounds over a long holding period. On income, HOMZ currently yields 2.66% against 2.24% for VYM.
Holdings Overlap
HOMZ and VYM share 26 holdings out of 677 unique holdings combined, representing a 4.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HOMZ or VYM?
HOMZ has an expense ratio of 0.30% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $26 per year of difference.
Which performed better, HOMZ or VYM?
Over the past year HOMZ returned +1.28% vs +23.24% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (7 years), HOMZ annualized +10.34% vs +7.04% for VYM. Past performance does not guarantee future results.
Which is riskier, HOMZ or VYM?
HOMZ has been the more volatile fund at 24.4% annualized versus 14.6% for VYM. Worst drawdown: HOMZ -48.2% vs VYM -58.8%.
Should I hold both HOMZ and VYM?
HOMZ and VYM have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HOMZ and VYM?
HOMZ and VYM share 26 common holdings with a 4.9% weight overlap. Combined, they hold 677 unique securities.
Which pays a higher dividend, HOMZ or VYM?
HOMZ yields 2.66% while VYM yields 2.24%, so HOMZ currently pays the higher dividend yield.
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