HOMZ vs IVV
Hoya Capital Housing ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | HOMZ | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.30% | 0.03% | |
| AUM | $36M | $907.0B | |
| Dividend Yield | 2.66% | 1.10% | |
| Holdings | 97 | 508 | |
| YTD Return | +2.94% | +12.76% | |
| 1Y Return | -1.18% | +20.63% | |
| 3Y Return (annualized) | +9.56% | +21.71% | |
| 5Y Return (annualized) | +4.27% | +12.87% | |
| Volatility (annualized) | 24.4% | 15.1% | |
| Max Drawdown | -48.2% | -56.5% | |
| Fund Family | Hoya Capital Real Estate, LLC | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Mar 19, 2019 | May 15, 2000 |
HOMZ vs IVV Performance
Hoya Capital Housing ETF (HOMZ) is a ETF from Hoya Capital Real Estate, LLC and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year HOMZ returned -1.18% while IVV returned +20.63%. Year to date, HOMZ is up 2.94% versus a gain of 12.76% for IVV.
Over three years, HOMZ compounded at +9.56% per year against +21.71% for IVV; over five years the annualized figures are +4.27% and +12.87% respectively. Across the full 7-year window we track, HOMZ has the edge at +10.40% annualized vs +6.99%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
HOMZ has been the more volatile fund, with annualized monthly volatility of 24.4% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -48.2% for HOMZ and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HOMZ charges 0.30% per year while IVV charges 0.03%. On a $10,000 position that is $30 vs $3 annually, a gap of $27 per year that compounds over a long holding period. On income, HOMZ currently yields 2.66% against 1.10% for IVV.
Holdings Overlap
HOMZ and IVV share 32 holdings out of 573 unique holdings combined, representing a 2.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HOMZ or IVV?
HOMZ has an expense ratio of 0.30% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $27 per year of difference.
Which performed better, HOMZ or IVV?
Over the past year HOMZ returned -1.18% vs +20.63% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (7 years), HOMZ annualized +10.40% vs +6.99% for IVV. Past performance does not guarantee future results.
Which is riskier, HOMZ or IVV?
HOMZ has been the more volatile fund at 24.4% annualized versus 15.1% for IVV. Worst drawdown: HOMZ -48.2% vs IVV -56.5%.
Should I hold both HOMZ and IVV?
HOMZ and IVV have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HOMZ and IVV?
HOMZ and IVV share 32 common holdings with a 2.8% weight overlap. Combined, they hold 573 unique securities.
Which pays a higher dividend, HOMZ or IVV?
HOMZ yields 2.66% while IVV yields 1.10%, so HOMZ currently pays the higher dividend yield.
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