HSCZ vs VOO

HSCZ vs VOO

Which is better, HSCZ or VOO?

Mid Cap Growth against Large Cap Blend.

VOO has a lower expense ratio. HSCZ led over 1Y, VOO over 3Y, 5Y and the full window.

Lower Fees: VOOHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricHSCZVOO
Expense Ratio0.43%0.03%Best
AUM$262M$997.4B
Dividend Yield3.04%1.04%
Holdings2,184509
YTD Return+13.19%+13.82%Best
1Y Return+20.61%Best+18.56%
3Y Return (annualized)+20.02%+23.49%Best
5Y Return (annualized)+10.70%+13.34%Best
Volatility (annualized)13.8%Best15.2%
Max Drawdown-37.1%-34.3%Best
$10,000 over 5 years$16,624$18,703Best
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
StyleMid Cap GrowthLarge Cap Blend
InceptionJun 29, 2015Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jul 14, 2015 to Sep 25, 2026 (11.2 years).

HSCZ vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.2 years both funds cover.

HSCZ vs VOO Performance

iShares Currency Hedged MSCI EAFE Small-Cap ETF (HSCZ) is an ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year HSCZ returned +20.61% while VOO returned +18.56%. Year to date, HSCZ is up 13.19% versus a gain of 13.82% for VOO.

Over three years, HSCZ compounded at +20.02% per year against +23.49% for VOO; over five years the annualized figures are +10.70% and +13.34% respectively. Across the full 11-year window we track, VOO has the edge at +13.12% annualized vs +8.71%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 13.8% for HSCZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -37.1% for HSCZ and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HSCZ charges 0.43% per year while VOO charges 0.03%. On a $10,000 position that is $43 vs $3 annually, a gap of $40 per year that compounds over a long holding period. On income, HSCZ currently yields 3.04% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 3 holdings in HSCZ and 494 in VOO, totalling 99.9% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 3 positions we hold weights for in HSCZ and 494 in VOO, against full books of 2,184 and 509.

You are not choosing between two funds in isolation.

Whichever of HSCZ and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

HSCZVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, HSCZ or VOO?

HSCZ has an expense ratio of 0.43% while VOO charges 0.03%. VOO is the cheaper option, by $40 a year on a $10,000 investment.

Which performed better, HSCZ or VOO?

Over the past year HSCZ returned +20.61% vs +18.56% for VOO, so HSCZ leads on 1-year performance. Over the longest common window we track (11 years), HSCZ annualized +8.71% vs +13.12% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, HSCZ or VOO?

VOO has been the more volatile fund at 15.2% annualized versus 13.8% for HSCZ. Worst drawdown: HSCZ -37.1% vs VOO -34.3%.

Should I hold both HSCZ and VOO?

HSCZ and VOO have a monthly-return correlation of 0.84, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, HSCZ or VOO?

HSCZ yields 3.04% while VOO yields 1.04%, so HSCZ currently pays the higher dividend yield.

Is VOO better than HSCZ?

VOO has a lower expense ratio. HSCZ led over 1Y, VOO over 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.