HTUS vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricHTUSSCHDWinner
Expense Ratio0.96%0.06%
AUM$154M$103.7B
Dividend Yield1.23%3.31%
Holdings21104
YTD Return+15.60%+24.26%
1Y Return+13.06%+31.38%
3Y Return (annualized)+17.46%+15.08%
5Y Return (annualized)+6.29%+9.72%
Volatility (annualized)16.2%13.6%
Max Drawdown-50.7%-33.4%
Fund FamilyHull Tactical Asset Allocation, LLCCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionJun 24, 2015Oct 20, 2011

HTUS vs SCHD Performance

Hull Tactical US ETF (HTUS) is a ETF from Hull Tactical Asset Allocation, LLC and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year HTUS returned +13.06% while SCHD returned +31.38%. Year to date, HTUS is up 15.60% versus a gain of 24.26% for SCHD.

Over three years, HTUS compounded at +17.46% per year against +15.08% for SCHD; over five years the annualized figures are +6.29% and +9.72% respectively. Across the full 11-year window we track, SCHD has the edge at +11.39% annualized vs +5.63%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

HTUS has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -50.7% for HTUS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

HTUS charges 0.96% per year while SCHD charges 0.06%. On a $10,000 position that is $96 vs $6 annually, a gap of $90 per year that compounds over a long holding period. On income, HTUS currently yields 1.23% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

HTUS and SCHD share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, HTUS or SCHD?

HTUS has an expense ratio of 0.96% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $90 per year of difference.

Which performed better, HTUS or SCHD?

Over the past year HTUS returned +13.06% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), HTUS annualized +5.63% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, HTUS or SCHD?

HTUS has been the more volatile fund at 16.2% annualized versus 13.6% for SCHD. Worst drawdown: HTUS -50.7% vs SCHD -33.4%.

Should I hold both HTUS and SCHD?

HTUS and SCHD have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HTUS and SCHD?

HTUS and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.

Which pays a higher dividend, HTUS or SCHD?

HTUS yields 1.23% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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