HYRM vs IVV

HYRM vs IVV
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Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricHYRMIVVWinner
Expense Ratio0.30%0.03%
AUM$4M$907.0B
Dividend Yield6.36%1.10%
Holdings2508
YTD Return+1.43%+12.71%
1Y Return+8.32%+21.89%
3Y Return (annualized)+7.86%+22.08%
5Y Return (annualized)-+12.96%
Volatility (annualized)8.1%15.1%
Max Drawdown-12.4%-56.5%
Fund FamilyXtrackers ETFsiShares by BlackRock (US)
CategoryFixed IncomeEquity
InceptionFeb 10, 2022May 15, 2000

HYRM vs IVV Performance

Xtrackers Risk Managed USD High Yield Strategy ETF (HYRM) is a ETF from Xtrackers ETFs and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year HYRM returned +8.32% while IVV returned +21.89%. Year to date, HYRM is up 1.43% versus a gain of 12.71% for IVV.

Over three years, HYRM compounded at +7.86% per year against +22.08% for IVV. Across the full 4-year window we track, IVV has the edge at +7.00% annualized vs +4.53%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 8.1% for HYRM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -12.4% for HYRM and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HYRM charges 0.30% per year while IVV charges 0.03%. On a $10,000 position that is $30 vs $3 annually, a gap of $27 per year that compounds over a long holding period. On income, HYRM currently yields 6.36% against 1.10% for IVV.

Holdings Overlap

0.0%overlap

HYRM and IVV share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, HYRM or IVV?

HYRM has an expense ratio of 0.30% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $27 per year of difference.

Which performed better, HYRM or IVV?

Over the past year HYRM returned +8.32% vs +21.89% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (4 years), HYRM annualized +4.53% vs +7.00% for IVV. Past performance does not guarantee future results.

Which is riskier, HYRM or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 8.1% for HYRM. Worst drawdown: HYRM -12.4% vs IVV -56.5%.

Should I hold both HYRM and IVV?

HYRM and IVV have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HYRM and IVV?

HYRM and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, HYRM or IVV?

HYRM yields 6.36% while IVV yields 1.10%, so HYRM currently pays the higher dividend yield.

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