HYRM vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricHYRMVXUSWinner
Expense Ratio0.30%0.05%
AUM$4M$156.5B
Dividend Yield6.36%2.60%
Holdings28,747
YTD Return+1.43%+15.24%
1Y Return+8.32%+26.32%
3Y Return (annualized)+7.86%+19.85%
5Y Return (annualized)-+9.23%
Volatility (annualized)8.1%15.1%
Max Drawdown-12.4%-39.9%
Fund FamilyXtrackers ETFsVanguard (US)
CategoryFixed IncomeEquity
InceptionFeb 10, 2022Jan 26, 2011

HYRM vs VXUS Performance

Xtrackers Risk Managed USD High Yield Strategy ETF (HYRM) is a ETF from Xtrackers ETFs and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year HYRM returned +8.32% while VXUS returned +26.32%. Year to date, HYRM is up 1.43% versus a gain of 15.24% for VXUS.

Over three years, HYRM compounded at +7.86% per year against +19.85% for VXUS. Across the full 4-year window we track, VXUS has the edge at +4.89% annualized vs +4.53%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 8.1% for HYRM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -12.4% for HYRM and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

HYRM charges 0.30% per year while VXUS charges 0.05%. On a $10,000 position that is $30 vs $5 annually, a gap of $25 per year that compounds over a long holding period. On income, HYRM currently yields 6.36% against 2.60% for VXUS.

Holdings Overlap

0.0%overlap

HYRM and VXUS share 0 holdings out of 7863 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, HYRM or VXUS?

HYRM has an expense ratio of 0.30% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $25 per year of difference.

Which performed better, HYRM or VXUS?

Over the past year HYRM returned +8.32% vs +26.32% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), HYRM annualized +4.53% vs +4.89% for VXUS. Past performance does not guarantee future results.

Which is riskier, HYRM or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 8.1% for HYRM. Worst drawdown: HYRM -12.4% vs VXUS -39.9%.

Should I hold both HYRM and VXUS?

HYRM and VXUS have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between HYRM and VXUS?

HYRM and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7863 unique securities.

Which pays a higher dividend, HYRM or VXUS?

HYRM yields 6.36% while VXUS yields 2.60%, so HYRM currently pays the higher dividend yield.

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