HYRM vs QQQ
Xtrackers Risk Managed USD High Yield Strategy ETF vs Invesco QQQ Trust, Series 1
Which is better, HYRM or QQQ?
High Yield Bond against Large Cap Growth.
QQQ has a lower expense ratio. QQQ led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | HYRM | QQQ |
|---|---|---|
| Expense Ratio | 0.30% | 0.18%Best |
| AUM | $4M | $483.5B |
| Dividend Yield | 6.36% | 0.44% |
| Holdings | 2 | 107 |
| Volatility (annualized) | 8.1%Best | 20.8% |
| Max Drawdown | -12.4%Best | -29.6% |
| $10,000 over 4.2 years | $12,045 | $19,792Best |
| Fund Family | Xtrackers ETFs | Invesco (US) |
| Category | Fixed Income | Equity |
| Style | High Yield Bond | Large Cap Growth |
| Inception | Feb 10, 2022 | Mar 10, 1999 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 130 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. HYRM has data through May 7, 2026 and QQQ through Sep 14, 2026.
Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Feb 10, 2022 to May 7, 2026 (4.2 years).
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 20.8% compared with 8.1% for HYRM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.4% for HYRM and -29.6% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HYRM charges 0.30% per year while QQQ charges 0.18%. On a $10,000 position that is $30 vs $18 annually, a gap of $12 per year that compounds over a long holding period. On income, HYRM currently yields 6.36% against 0.44% for QQQ.
Holdings Overlap
We hold position weights for 2 holdings in HYRM and 102 in QQQ, totalling 99.4% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 217 days apart, HYRM as of Dec 31, 2025 and QQQ as of Aug 5, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 2 positions we hold weights for in HYRM and 102 in QQQ, against full books of 2 and 107.
You are not choosing between two funds in isolation.
Whichever of HYRM and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, HYRM or QQQ?
HYRM has an expense ratio of 0.30% while QQQ charges 0.18%. QQQ is the cheaper option, by $12 a year on a $10,000 investment.
Which is riskier, HYRM or QQQ?
QQQ has been the more volatile fund at 20.8% annualized versus 8.1% for HYRM. Worst drawdown: HYRM -12.4% vs QQQ -29.6%.
Should I hold both HYRM and QQQ?
HYRM and QQQ have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, HYRM or QQQ?
HYRM yields 6.36% while QQQ yields 0.44%, so HYRM currently pays the higher dividend yield.
Is QQQ better than HYRM?
QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.