HYSA vs VOO
BondBloxx USD High Yield Bond Sector Rotation ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | HYSA | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.03% | |
| AUM | $65M | $979.0B | |
| Dividend Yield | 6.78% | 1.09% | |
| Holdings | 5 | 509 | |
| YTD Return | +1.10% | +13.72% | |
| 1Y Return | +4.25% | +21.63% | |
| 3Y Return (annualized) | +7.76% | +21.55% | |
| 5Y Return (annualized) | - | +13.26% | |
| Volatility (annualized) | 4.5% | 14.1% | |
| Max Drawdown | -4.9% | -34.3% | |
| Fund Family | BondBloxx | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 18, 2023 | Sep 7, 2010 |
HYSA vs VOO Performance
BondBloxx USD High Yield Bond Sector Rotation ETF (HYSA) is a ETF from BondBloxx and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year HYSA returned +4.25% while VOO returned +21.63%. Year to date, HYSA is up 1.10% versus a gain of 13.72% for VOO.
Over three years, HYSA compounded at +7.76% per year against +21.55% for VOO. Across the full 3-year window we track, VOO has the edge at +13.56% annualized vs +7.76%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 4.5% for HYSA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.9% for HYSA and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HYSA charges 0.55% per year while VOO charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, HYSA currently yields 6.78% against 1.09% for VOO.
Holdings Overlap
HYSA and VOO share 0 holdings out of 508 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HYSA or VOO?
HYSA has an expense ratio of 0.55% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $52 per year of difference.
Which performed better, HYSA or VOO?
Over the past year HYSA returned +4.25% vs +21.63% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), HYSA annualized +7.76% vs +13.56% for VOO. Past performance does not guarantee future results.
Which is riskier, HYSA or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 4.5% for HYSA. Worst drawdown: HYSA -4.9% vs VOO -34.3%.
Should I hold both HYSA and VOO?
HYSA and VOO have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HYSA and VOO?
HYSA and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 508 unique securities.
Which pays a higher dividend, HYSA or VOO?
HYSA yields 6.78% while VOO yields 1.09%, so HYSA currently pays the higher dividend yield.
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