HYSA vs VXUS
BondBloxx USD High Yield Bond Sector Rotation ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | HYSA | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.05% | |
| AUM | $65M | $156.5B | |
| Dividend Yield | 6.78% | 2.60% | |
| Holdings | 5 | 8,747 | |
| YTD Return | +0.94% | +14.57% | |
| 1Y Return | +4.17% | +27.82% | |
| 3Y Return (annualized) | +7.74% | +19.27% | |
| 5Y Return (annualized) | - | +9.28% | |
| Volatility (annualized) | 4.5% | 15.1% | |
| Max Drawdown | -4.9% | -39.9% | |
| Fund Family | BondBloxx | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 18, 2023 | Jan 26, 2011 |
HYSA vs VXUS Performance
BondBloxx USD High Yield Bond Sector Rotation ETF (HYSA) is a ETF from BondBloxx and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year HYSA returned +4.17% while VXUS returned +27.82%. Year to date, HYSA is up 0.94% versus a gain of 14.57% for VXUS.
Over three years, HYSA compounded at +7.74% per year against +19.27% for VXUS. Across the full 3-year window we track, HYSA has the edge at +7.74% annualized vs +4.86%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.5% for HYSA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.9% for HYSA and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
HYSA charges 0.55% per year while VXUS charges 0.05%. On a $10,000 position that is $55 vs $5 annually, a gap of $50 per year that compounds over a long holding period. On income, HYSA currently yields 6.78% against 2.60% for VXUS.
Holdings Overlap
HYSA and VXUS share 0 holdings out of 7864 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, HYSA or VXUS?
HYSA has an expense ratio of 0.55% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $50 per year of difference.
Which performed better, HYSA or VXUS?
Over the past year HYSA returned +4.17% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), HYSA annualized +7.74% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, HYSA or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 4.5% for HYSA. Worst drawdown: HYSA -4.9% vs VXUS -39.9%.
Should I hold both HYSA and VXUS?
HYSA and VXUS have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between HYSA and VXUS?
HYSA and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7864 unique securities.
Which pays a higher dividend, HYSA or VXUS?
HYSA yields 6.78% while VXUS yields 2.60%, so HYSA currently pays the higher dividend yield.
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