IBAT vs SCHD
iShares Energy Storage & Materials ETF vs Schwab US Dividend Equity ETF
Which is better, IBAT or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. IBAT led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 55.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBAT | SCHD |
|---|---|---|
| Expense Ratio | 0.47% | 0.06%Best |
| AUM | $68M | $112.2B |
| Dividend Yield | 0.80% | 3.13% |
| Holdings | 98 | 103 |
| YTD Return | +41.33%Best | +27.56% |
| 1Y Return | +64.05%Best | +30.29% |
| 3Y Return (annualized) | - | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 29.5% | 13.0%Best |
| Max Drawdown | -27.9% | -16.1%Best |
| $10,000 over 2.5 years | $17,108Best | $14,300 |
| Top 10 Weight | 55.2% | 41.5%Best |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Mar 19, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Mar 21, 2024 to Sep 4, 2026 (2.5 years).
IBAT vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
IBAT vs SCHD Performance
iShares Energy Storage & Materials ETF (IBAT) is an ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year IBAT returned +64.05% while SCHD returned +30.29%. Year to date, IBAT is up 41.33% versus a gain of 27.56% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IBAT has been the more volatile fund, with annualized monthly volatility of 29.5% compared with 13.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.9% for IBAT and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.36. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IBAT charges 0.47% per year while SCHD charges 0.06%. On a $10,000 position that is $47 vs $6 annually, a gap of $41 per year that compounds over a long holding period. On income, IBAT currently yields 0.80% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 83 holdings in IBAT and 100 in SCHD, totalling 99.8% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 83 positions we hold weights for in IBAT and 100 in SCHD, against full books of 98 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for IBAT (99.9% of the fund), and 18 for IBAT that do not appear in SCHD (28.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of IBAT and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBAT or SCHD?
IBAT has an expense ratio of 0.47% while SCHD charges 0.06%. SCHD is the cheaper option, by $41 a year on a $10,000 investment.
Which performed better, IBAT or SCHD?
Over the past year IBAT returned +64.05% vs +30.29% for SCHD, so IBAT leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBAT or SCHD?
IBAT has been the more volatile fund at 29.5% annualized versus 13.0% for SCHD. Worst drawdown: IBAT -27.9% vs SCHD -16.1%.
Should I hold both IBAT and SCHD?
IBAT and SCHD have a monthly-return correlation of 0.36, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBAT or SCHD?
IBAT yields 0.80% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than IBAT?
SCHD has a lower expense ratio. IBAT led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 55.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.