IBDV vs VOO

IBDV vs VOO

Which is better, IBDV or VOO?

VOO has been ahead.

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIBDVVOO
Expense Ratio0.10%0.03%Best
AUM$3.3B$997.4B
Dividend Yield4.60%1.04%
Holdings734509
YTD Return-1.00%+13.31%Best
1Y Return+0.03%+17.07%Best
3Y Return (annualized)+5.87%+22.72%Best
5Y Return (annualized)+0.21%+13.19%Best
Volatility (annualized)7.1%Best15.5%
Max Drawdown-22.0%Best-24.5%
$10,000 over 5 years$10,105$18,580Best
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Blend
InceptionJun 23, 2020Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jun 25, 2020 to Sep 23, 2026 (6.2 years).

IBDV vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.2 years both funds cover.

IBDV vs VOO Performance

iShares iBonds Dec 2030 Term Corporate ETF (IBDV) is an ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year IBDV returned +0.03% while VOO returned +17.07%. Year to date, IBDV is down 1.00% versus a gain of 13.31% for VOO.

Over three years, IBDV compounded at +5.87% per year against +22.72% for VOO; over five years the annualized figures are +0.21% and +13.19% respectively. Across the full 6-year window we track, VOO has the edge at +17.21% annualized vs +0.58%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 7.1% for IBDV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.0% for IBDV and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.65. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IBDV charges 0.10% per year while VOO charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, IBDV currently yields 4.60% against 1.04% for VOO.

Holdings Overlap

VOO already in IBDV0.1%

At least 0.1% of VOO's money is in holdings IBDV also owns.

Stated as a floor: for IBDV, our book for it covers 86.5% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

1 positions in common, counted across the 620 positions we hold weights for in IBDV and 494 in VOO, against full books of 734 and 509.

Top Shared Holdings

StockWeight in IBDVWeight in VOODifference
TMUST-Mobile Usa Inc Esrw Usd Npv Ref Sm#5855581.18%0.12%1.06%

You are not choosing between two funds in isolation.

Whichever of IBDV and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IBDVVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IBDV or VOO?

IBDV has an expense ratio of 0.10% while VOO charges 0.03%. VOO is the cheaper option, by $7 a year on a $10,000 investment.

Which performed better, IBDV or VOO?

Over the past year IBDV returned +0.03% vs +17.07% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (6 years), IBDV annualized +0.58% vs +17.21% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IBDV or VOO?

VOO has been the more volatile fund at 15.5% annualized versus 7.1% for IBDV. Worst drawdown: IBDV -22.0% vs VOO -24.5%.

Should I hold both IBDV and VOO?

IBDV and VOO have a monthly-return correlation of 0.65, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IBDV or VOO?

IBDV yields 4.60% while VOO yields 1.04%, so IBDV currently pays the higher dividend yield.

Is VOO better than IBDV?

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.