IBDV vs QQQ
iShares iBonds Dec 2030 Term Corporate ETF vs Invesco QQQ Trust, Series 1
Which is better, IBDV or QQQ?
QQQ has been ahead.
IBDV has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBDV | QQQ |
|---|---|---|
| Expense Ratio | 0.10%Best | 0.18% |
| AUM | $3.3B | $498.6B |
| Dividend Yield | 4.60% | 0.42% |
| Holdings | 736 | 321 |
| YTD Return | -1.15% | +21.44%Best |
| 1Y Return | -0.23% | +23.58%Best |
| 3Y Return (annualized) | +6.16% | +27.86%Best |
| 5Y Return (annualized) | +0.26% | +16.25%Best |
| Volatility (annualized) | 7.1%Best | 20.2% |
| Max Drawdown | -22.0%Best | -35.1% |
| $10,000 over 5 years | $10,131 | $21,231Best |
| Fund Family | iShares by BlackRock (US) | Invesco (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Growth |
| Inception | Jun 23, 2020 | Mar 10, 1999 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jun 25, 2020 to Oct 1, 2026 (6.3 years).
IBDV vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IBDV vs QQQ Performance
iShares iBonds Dec 2030 Term Corporate ETF (IBDV) is an ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year IBDV returned -0.23% while QQQ returned +23.58%. Year to date, IBDV is down 1.15% versus a gain of 21.44% for QQQ.
Over three years, IBDV compounded at +6.16% per year against +27.86% for QQQ; over five years the annualized figures are +0.26% and +16.25% respectively. Across the full 6-year window we track, QQQ has the edge at +19.90% annualized vs +0.56%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 20.2% compared with 7.1% for IBDV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.0% for IBDV and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.61. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IBDV charges 0.10% per year while QQQ charges 0.18%. On a $10,000 position that is $10 vs $18 annually, a gap of $8 per year that compounds over a long holding period. On income, IBDV currently yields 4.60% against 0.42% for QQQ.
Holdings Overlap
At least 0.9% of QQQ's money is in holdings IBDV also owns.
Stated as a floor: for IBDV, our book for it covers 89.9% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 656 positions we hold weights for in IBDV and 102 in QQQ, against full books of 736 and 321.
Top Shared Holdings
| Stock | Weight in IBDV | Weight in QQQ | Difference |
|---|---|---|---|
| TMUST-Mobile Usa Inc Esrw Usd Npv Ref Sm#585558 | 1.18% | 0.87% | 0.31% |
You are not choosing between two funds in isolation.
Whichever of IBDV and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBDV or QQQ?
IBDV has an expense ratio of 0.10% while QQQ charges 0.18%. IBDV is the cheaper option, by $8 a year on a $10,000 investment.
Which performed better, IBDV or QQQ?
Over the past year IBDV returned -0.23% vs +23.58% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (6 years), IBDV annualized +0.56% vs +19.90% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBDV or QQQ?
QQQ has been the more volatile fund at 20.2% annualized versus 7.1% for IBDV. Worst drawdown: IBDV -22.0% vs QQQ -35.1%.
Should I hold both IBDV and QQQ?
IBDV and QQQ have a monthly-return correlation of 0.61, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBDV or QQQ?
IBDV yields 4.60% while QQQ yields 0.42%, so IBDV currently pays the higher dividend yield.
Is QQQ better than IBDV?
IBDV has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.