IBHK vs IVV
iShares iBonds 2031 Term High Yield and Income ETF vs iShares Core S&P 500 ETF
Which is better, IBHK or IVV?
Long Term High Yield Bond against Large Cap Blend.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBHK | IVV |
|---|---|---|
| Expense Ratio | 0.35% | 0.03%Best |
| AUM | $81M | $882.6B |
| Dividend Yield | 6.50% | 1.06% |
| Holdings | 298 | 508 |
| YTD Return | -4.49% | +14.98%Best |
| 1Y Return | -3.86% | +17.32%Best |
| 3Y Return (annualized) | - | +23.33% |
| 5Y Return (annualized) | - | +13.95% |
| Volatility (annualized) | 4.6%Best | 11.6% |
| Max Drawdown | -5.9%Best | -18.8% |
| $10,000 over 2.4 years | $10,898 | $15,258Best |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Fixed Income | Equity |
| Style | Long Term High Yield Bond | Large Cap Blend |
| Inception | May 22, 2024 | May 15, 2000 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.4 years row, are measured over the window both funds cover: May 24, 2024 to Oct 6, 2026 (2.4 years).
IBHK vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.4 years both funds cover.
IBHK vs IVV Performance
iShares iBonds 2031 Term High Yield and Income ETF (IBHK) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year IBHK returned -3.86% while IVV returned +17.32%. Year to date, IBHK is down 4.49% versus a gain of 14.98% for IVV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 11.6% compared with 4.6% for IBHK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.9% for IBHK and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IBHK charges 0.35% per year while IVV charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, IBHK currently yields 6.50% against 1.06% for IVV.
Holdings Overlap
At least 0.2% of IVV's money is in holdings IBHK also owns.
Stated as a floor: for IBHK, our book for it covers 59.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 183 positions we hold weights for in IBHK and 505 in IVV, against full books of 298 and 508.
Top Shared Holdings
| Stock | Weight in IBHK | Weight in IVV | Difference |
|---|---|---|---|
| XTSLABlackrock Cash Funds: Treasury, Sl Agency Shares | 0.09% | 0.20% | 0.11% |
You are not choosing between two funds in isolation.
Whichever of IBHK and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBHK or IVV?
IBHK has an expense ratio of 0.35% while IVV charges 0.03%. IVV is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, IBHK or IVV?
Over the past year IBHK returned -3.86% vs +17.32% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IBHK annualized +3.65% vs +19.25% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBHK or IVV?
IVV has been the more volatile fund at 11.6% annualized versus 4.6% for IBHK. Worst drawdown: IBHK -5.9% vs IVV -18.8%.
Should I hold both IBHK and IVV?
IBHK and IVV have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBHK or IVV?
IBHK yields 6.50% while IVV yields 1.06%, so IBHK currently pays the higher dividend yield.
Is IVV better than IBHK?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.