IBHK vs VYM
iShares iBonds 2031 Term High Yield and Income ETF vs Vanguard High Dividend Yield ETF
Which is better, IBHK or VYM?
Long Term High Yield Bond against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBHK | VYM |
|---|---|---|
| Expense Ratio | 0.35% | 0.04%Best |
| AUM | $74M | $81.6B |
| Dividend Yield | 6.50% | 2.22% |
| Holdings | 294 | 613 |
| YTD Return | -2.75% | +12.29%Best |
| 1Y Return | -1.73% | +16.61%Best |
| 3Y Return (annualized) | - | +17.42% |
| 5Y Return (annualized) | - | +12.12% |
| Volatility (annualized) | 4.2%Best | 10.1% |
| Max Drawdown | -4.8%Best | -14.5% |
| $10,000 over 2.3 years | $11,075 | $14,259Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term High Yield Bond | Large Cap Value |
| Inception | May 22, 2024 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.3 years row, are measured over the window both funds cover: May 24, 2024 to Sep 17, 2026 (2.3 years).
IBHK vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.3 years both funds cover.
IBHK vs VYM Performance
iShares iBonds 2031 Term High Yield and Income ETF (IBHK) is an ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year IBHK returned -1.73% while VYM returned +16.61%. Year to date, IBHK is down 2.75% versus a gain of 12.29% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 10.1% compared with 4.2% for IBHK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.8% for IBHK and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IBHK charges 0.35% per year while VYM charges 0.04%. On a $10,000 position that is $35 vs $4 annually, a gap of $31 per year that compounds over a long holding period. On income, IBHK currently yields 6.50% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 181 holdings in IBHK and 557 in VYM, totalling 59.8% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 181 positions we hold weights for in IBHK and 557 in VYM, against full books of 294 and 613.
You are not choosing between two funds in isolation.
Whichever of IBHK and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBHK or VYM?
IBHK has an expense ratio of 0.35% while VYM charges 0.04%. VYM is the cheaper option, by $31 a year on a $10,000 investment.
Which performed better, IBHK or VYM?
Over the past year IBHK returned -1.73% vs +16.61% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), IBHK annualized +4.54% vs +16.68% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBHK or VYM?
VYM has been the more volatile fund at 10.1% annualized versus 4.2% for IBHK. Worst drawdown: IBHK -4.8% vs VYM -14.5%.
Should I hold both IBHK and VYM?
IBHK and VYM have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBHK or VYM?
IBHK yields 6.50% while VYM yields 2.22%, so IBHK currently pays the higher dividend yield.
Is VYM better than IBHK?
VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.