IBHM vs SCHD
iShares iBonds 2033 Term High Yield and Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. IBHM offers more diversification with 173 holdings.
Side-by-Side Comparison
| Metric | IBHM | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.06% | |
| AUM | $16M | $108.7B | |
| Dividend Yield | 1.58% | 3.13% | |
| Holdings | 173 | 104 | |
| YTD Return | +1.81% | +29.07% | |
| 1Y Return | - | +31.45% | |
| 3Y Return (annualized) | - | +17.18% | |
| 5Y Return (annualized) | - | +10.30% | |
| Volatility (annualized) | - | 13.7% | |
| Max Drawdown | -2.2% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Mar 25, 2026 | Oct 20, 2011 |
IBHM vs SCHD Performance
iShares iBonds 2033 Term High Yield and Income ETF (IBHM) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, IBHM is up 1.81% versus a gain of 29.07% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.2% for IBHM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
IBHM charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, IBHM currently yields 1.58% against 3.13% for SCHD.
Holdings Overlap
IBHM and SCHD share 0 holdings out of 199 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBHM or SCHD?
IBHM has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $29 per year of difference.
What is the holdings overlap between IBHM and SCHD?
IBHM and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 199 unique securities.
Which pays a higher dividend, IBHM or SCHD?
IBHM yields 1.58% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.