IBHM vs VTI
iShares iBonds 2033 Term High Yield and Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | IBHM | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $16M | $666.9B | |
| Dividend Yield | 1.58% | 1.07% | |
| Holdings | 173 | 3,543 | |
| YTD Return | +2.03% | +13.86% | |
| 1Y Return | - | +20.74% | |
| 3Y Return (annualized) | - | +21.66% | |
| 5Y Return (annualized) | - | +11.90% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -2.2% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 25, 2026 | May 24, 2001 |
IBHM vs VTI Performance
iShares iBonds 2033 Term High Yield and Income ETF (IBHM) is a ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, IBHM is up 2.03% versus a gain of 13.86% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.2% for IBHM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
IBHM charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, IBHM currently yields 1.58% against 1.07% for VTI.
Holdings Overlap
IBHM and VTI share 0 holdings out of 2886 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBHM or VTI?
IBHM has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
What is the holdings overlap between IBHM and VTI?
IBHM and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2886 unique securities.
Which pays a higher dividend, IBHM or VTI?
IBHM yields 1.58% while VTI yields 1.07%, so IBHM currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.