IBHM vs VTI
iShares iBonds 2033 Term High Yield and Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, IBHM or VTI?
High Yield Bond against Large Cap Blend.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBHM | VTI |
|---|---|---|
| Expense Ratio | 0.35% | 0.03%Best |
| AUM | $16M | $666.9B |
| Dividend Yield | 2.17% | 1.03% |
| Holdings | 174 | 3,543 |
| YTD Return | +0.19% | +12.28%Best |
| 1Y Return | - | +16.78% |
| 3Y Return (annualized) | - | +20.89% |
| 5Y Return (annualized) | - | +11.94% |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | High Yield Bond | Large Cap Blend |
| Inception | Mar 25, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
IBHM vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IBHM vs VTI Performance
iShares iBonds 2033 Term High Yield and Income ETF (IBHM) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, IBHM is up 0.19% versus a gain of 12.28% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
IBHM charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, IBHM currently yields 2.17% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 98 holdings in IBHM and 3,463 in VTI, totalling 56.6% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 98 positions we hold weights for in IBHM and 3,463 in VTI, against full books of 174 and 3,543.
You are not choosing between two funds in isolation.
Whichever of IBHM and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBHM or VTI?
IBHM has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which pays a higher dividend, IBHM or VTI?
IBHM yields 2.17% while VTI yields 1.03%, so IBHM currently pays the higher dividend yield.
Is VTI better than IBHM?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.