IBIH vs VYM
iShares iBonds Oct 2031 Term TIPS ETF vs Vanguard High Dividend Yield ETF
Which is better, IBIH or VYM?
VYM has been ahead.
VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IBIH | VYM |
|---|---|---|
| Expense Ratio | 0.10% | 0.04%Best |
| AUM | $78M | $81.6B |
| Dividend Yield | 4.98% | 2.22% |
| Holdings | 5 | 613 |
| YTD Return | -0.46% | +11.47%Best |
| 1Y Return | -0.53% | +15.94%Best |
| 3Y Return (annualized) | +4.60% | +18.03%Best |
| 5Y Return (annualized) | - | +12.35% |
| Volatility (annualized) | 4.6%Best | 10.8% |
| Max Drawdown | -3.9%Best | -14.5% |
| $10,000 over 3 years | $11,487 | $16,389Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Value |
| Inception | Sep 19, 2023 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 21, 2023 to Sep 21, 2026 (3 years).
IBIH vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.
IBIH vs VYM Performance
iShares iBonds Oct 2031 Term TIPS ETF (IBIH) is an ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year IBIH returned -0.53% while VYM returned +15.94%. Year to date, IBIH is down 0.46% versus a gain of 11.47% for VYM.
Over three years, IBIH compounded at +4.60% per year against +18.03% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 10.8% compared with 4.6% for IBIH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.9% for IBIH and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IBIH charges 0.10% per year while VYM charges 0.04%. On a $10,000 position that is $10 vs $4 annually, a gap of $6 per year that compounds over a long holding period. On income, IBIH currently yields 4.98% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 3 holdings in IBIH and 557 in VYM, totalling 64.1% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 3 positions we hold weights for in IBIH and 557 in VYM, against full books of 5 and 613.
You are not choosing between two funds in isolation.
Whichever of IBIH and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IBIH or VYM?
IBIH has an expense ratio of 0.10% while VYM charges 0.04%. VYM is the cheaper option, by $6 a year on a $10,000 investment.
Which performed better, IBIH or VYM?
Over the past year IBIH returned -0.53% vs +15.94% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IBIH or VYM?
VYM has been the more volatile fund at 10.8% annualized versus 4.6% for IBIH. Worst drawdown: IBIH -3.9% vs VYM -14.5%.
Should I hold both IBIH and VYM?
IBIH and VYM have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IBIH or VYM?
IBIH yields 4.98% while VYM yields 2.22%, so IBIH currently pays the higher dividend yield.
Is VYM better than IBIH?
VYM has a lower expense ratio. VYM led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.