IBIH vs VOO

IBIH vs VOO

Which is better, IBIH or VOO?

VOO has been ahead.

VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIBIHVOO
Expense Ratio0.10%0.03%Best
AUM$78M$997.4B
Dividend Yield4.98%1.04%
Holdings5509
YTD Return-0.46%+14.14%Best
1Y Return-0.53%+17.31%Best
3Y Return (annualized)+4.60%+23.16%Best
5Y Return (annualized)-+13.85%
Volatility (annualized)4.6%Best12.4%
Max Drawdown-3.9%Best-18.7%
$10,000 over 3 years$11,487$18,627Best
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Blend
InceptionSep 19, 2023Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 21, 2023 to Sep 21, 2026 (3 years).

IBIH vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.

IBIH vs VOO Performance

iShares iBonds Oct 2031 Term TIPS ETF (IBIH) is an ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year IBIH returned -0.53% while VOO returned +17.31%. Year to date, IBIH is down 0.46% versus a gain of 14.14% for VOO.

Over three years, IBIH compounded at +4.60% per year against +23.16% for VOO.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 12.4% compared with 4.6% for IBIH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -3.9% for IBIH and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.41. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IBIH charges 0.10% per year while VOO charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, IBIH currently yields 4.98% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 3 holdings in IBIH and 494 in VOO, totalling 64.1% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 3 positions we hold weights for in IBIH and 494 in VOO, against full books of 5 and 509.

You are not choosing between two funds in isolation.

Whichever of IBIH and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IBIHVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IBIH or VOO?

IBIH has an expense ratio of 0.10% while VOO charges 0.03%. VOO is the cheaper option, by $7 a year on a $10,000 investment.

Which performed better, IBIH or VOO?

Over the past year IBIH returned -0.53% vs +17.31% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IBIH or VOO?

VOO has been the more volatile fund at 12.4% annualized versus 4.6% for IBIH. Worst drawdown: IBIH -3.9% vs VOO -18.7%.

Should I hold both IBIH and VOO?

IBIH and VOO have a monthly-return correlation of 0.41, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IBIH or VOO?

IBIH yields 4.98% while VOO yields 1.04%, so IBIH currently pays the higher dividend yield.

Is VOO better than IBIH?

VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.