IBIH vs VXUS
iShares iBonds Oct 2031 Term TIPS ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | IBIH | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.05% | |
| AUM | $65M | $156.5B | |
| Dividend Yield | 3.91% | 2.60% | |
| Holdings | 5 | 8,747 | |
| YTD Return | +1.22% | +14.57% | |
| 1Y Return | +2.21% | +27.82% | |
| 3Y Return (annualized) | +5.55% | +19.27% | |
| 5Y Return (annualized) | - | +9.28% | |
| Volatility (annualized) | 4.5% | 15.1% | |
| Max Drawdown | -3.9% | -39.9% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 19, 2023 | Jan 26, 2011 |
IBIH vs VXUS Performance
iShares iBonds Oct 2031 Term TIPS ETF (IBIH) is a ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year IBIH returned +2.21% while VXUS returned +27.82%. Year to date, IBIH is up 1.22% versus a gain of 14.57% for VXUS.
Over three years, IBIH compounded at +5.55% per year against +19.27% for VXUS. Across the full 3-year window we track, IBIH has the edge at +5.55% annualized vs +4.86%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.5% for IBIH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.9% for IBIH and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBIH charges 0.10% per year while VXUS charges 0.05%. On a $10,000 position that is $10 vs $5 annually, a gap of $5 per year that compounds over a long holding period. On income, IBIH currently yields 3.91% against 2.60% for VXUS.
Holdings Overlap
IBIH and VXUS share 0 holdings out of 7863 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBIH or VXUS?
IBIH has an expense ratio of 0.10% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $5 per year of difference.
Which performed better, IBIH or VXUS?
Over the past year IBIH returned +2.21% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), IBIH annualized +5.55% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, IBIH or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 4.5% for IBIH. Worst drawdown: IBIH -3.9% vs VXUS -39.9%.
Should I hold both IBIH and VXUS?
IBIH and VXUS have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBIH and VXUS?
IBIH and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7863 unique securities.
Which pays a higher dividend, IBIH or VXUS?
IBIH yields 3.91% while VXUS yields 2.60%, so IBIH currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.