IBMQ vs QQQ
iShares iBonds Dec 2028 Term Muni Bond ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ delivered stronger 1-year returns. IBMQ offers more diversification with 2,676 holdings.
Side-by-Side Comparison
| Metric | IBMQ | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.18% | |
| AUM | $663M | $496.3B | |
| Dividend Yield | 2.45% | 0.44% | |
| Holdings | 2,676 | 108 | |
| YTD Return | -0.23% | +19.52% | |
| 1Y Return | +0.58% | +26.68% | |
| 3Y Return (annualized) | +2.57% | +26.64% | |
| 5Y Return (annualized) | +0.10% | +15.36% | |
| Volatility (annualized) | 5.0% | 30.6% | |
| Max Drawdown | -15.8% | -83.0% | |
| Fund Family | iShares by BlackRock (US) | Invesco (US) | |
| Category | Fixed Income | Equity | |
| Inception | Apr 16, 2019 | Mar 10, 1999 |
IBMQ vs QQQ Performance
iShares iBonds Dec 2028 Term Muni Bond ETF (IBMQ) is a ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year IBMQ returned +0.58% while QQQ returned +26.68%. Year to date, IBMQ is down 0.23% versus a gain of 19.52% for QQQ.
Over three years, IBMQ compounded at +2.57% per year against +26.64% for QQQ; over five years the annualized figures are +0.10% and +15.36% respectively. Across the full 7-year window we track, QQQ has the edge at +13.14% annualized vs +1.76%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 5.0% for IBMQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.8% for IBMQ and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBMQ charges 0.18% per year while QQQ charges 0.18%. On a $10,000 position that is $18 vs $18 annually. On income, IBMQ currently yields 2.45% against 0.44% for QQQ.
Holdings Overlap
IBMQ and QQQ share 0 holdings out of 409 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBMQ or QQQ?
IBMQ has an expense ratio of 0.18% while QQQ charges 0.18%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, IBMQ or QQQ?
Over the past year IBMQ returned +0.58% vs +26.68% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (7 years), IBMQ annualized +1.76% vs +13.14% for QQQ. Past performance does not guarantee future results.
Which is riskier, IBMQ or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 5.0% for IBMQ. Worst drawdown: IBMQ -15.8% vs QQQ -83.0%.
Should I hold both IBMQ and QQQ?
IBMQ and QQQ have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBMQ and QQQ?
IBMQ and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 409 unique securities.
Which pays a higher dividend, IBMQ or QQQ?
IBMQ yields 2.45% while QQQ yields 0.44%, so IBMQ currently pays the higher dividend yield.
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