IBMQ vs VXUS
iShares iBonds Dec 2028 Term Muni Bond ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | IBMQ | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.05% | |
| AUM | $661M | $156.5B | |
| Dividend Yield | 2.44% | 2.60% | |
| Holdings | 2,676 | 8,747 | |
| YTD Return | -0.25% | +15.00% | |
| 1Y Return | +0.56% | +26.87% | |
| 3Y Return (annualized) | +2.56% | +19.79% | |
| 5Y Return (annualized) | +0.11% | +9.26% | |
| Volatility (annualized) | 5.0% | 15.1% | |
| Max Drawdown | -15.8% | -39.9% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Apr 16, 2019 | Jan 26, 2011 |
IBMQ vs VXUS Performance
iShares iBonds Dec 2028 Term Muni Bond ETF (IBMQ) is a ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year IBMQ returned +0.56% while VXUS returned +26.87%. Year to date, IBMQ is down 0.25% versus a gain of 15.00% for VXUS.
Over three years, IBMQ compounded at +2.56% per year against +19.79% for VXUS; over five years the annualized figures are +0.11% and +9.26% respectively. Across the full 7-year window we track, VXUS has the edge at +4.88% annualized vs +1.76%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.0% for IBMQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.8% for IBMQ and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBMQ charges 0.18% per year while VXUS charges 0.05%. On a $10,000 position that is $18 vs $5 annually, a gap of $13 per year that compounds over a long holding period. On income, IBMQ currently yields 2.44% against 2.60% for VXUS.
Holdings Overlap
IBMQ and VXUS share 0 holdings out of 8168 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBMQ or VXUS?
IBMQ has an expense ratio of 0.18% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $13 per year of difference.
Which performed better, IBMQ or VXUS?
Over the past year IBMQ returned +0.56% vs +26.87% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (7 years), IBMQ annualized +1.76% vs +4.88% for VXUS. Past performance does not guarantee future results.
Which is riskier, IBMQ or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 5.0% for IBMQ. Worst drawdown: IBMQ -15.8% vs VXUS -39.9%.
Should I hold both IBMQ and VXUS?
IBMQ and VXUS have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBMQ and VXUS?
IBMQ and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 8168 unique securities.
Which pays a higher dividend, IBMQ or VXUS?
IBMQ yields 2.44% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.
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