IBMQ vs VOO

IBMQ vs VOO
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Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. IBMQ offers more diversification with 2,676 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: IBMQ

Side-by-Side Comparison

MetricIBMQVOOWinner
Expense Ratio0.18%0.03%
AUM$663M$997.4B
Dividend Yield2.45%1.08%
Holdings2,676509
YTD Return-0.23%+14.27%
1Y Return+0.58%+21.79%
3Y Return (annualized)+2.57%+22.19%
5Y Return (annualized)+0.10%+13.28%
Volatility (annualized)5.0%14.2%
Max Drawdown-15.8%-34.3%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionApr 16, 2019Sep 7, 2010

IBMQ vs VOO Performance

iShares iBonds Dec 2028 Term Muni Bond ETF (IBMQ) is a ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year IBMQ returned +0.58% while VOO returned +21.79%. Year to date, IBMQ is down 0.23% versus a gain of 14.27% for VOO.

Over three years, IBMQ compounded at +2.57% per year against +22.19% for VOO; over five years the annualized figures are +0.10% and +13.28% respectively. Across the full 7-year window we track, VOO has the edge at +13.59% annualized vs +1.76%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 5.0% for IBMQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.8% for IBMQ and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IBMQ charges 0.18% per year while VOO charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, IBMQ currently yields 2.45% against 1.08% for VOO.

Holdings Overlap

0.0%overlap

IBMQ and VOO share 0 holdings out of 812 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IBMQ or VOO?

IBMQ has an expense ratio of 0.18% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $15 per year of difference.

Which performed better, IBMQ or VOO?

Over the past year IBMQ returned +0.58% vs +21.79% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (7 years), IBMQ annualized +1.76% vs +13.59% for VOO. Past performance does not guarantee future results.

Which is riskier, IBMQ or VOO?

VOO has been the more volatile fund at 14.2% annualized versus 5.0% for IBMQ. Worst drawdown: IBMQ -15.8% vs VOO -34.3%.

Should I hold both IBMQ and VOO?

IBMQ and VOO have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IBMQ and VOO?

IBMQ and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 812 unique securities.

Which pays a higher dividend, IBMQ or VOO?

IBMQ yields 2.45% while VOO yields 1.08%, so IBMQ currently pays the higher dividend yield.

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