IBTM vs VOO
iShares iBonds Dec 2032 Term Treasury ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IBTM | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.03% | |
| AUM | $559M | $979.0B | |
| Dividend Yield | 3.93% | 1.09% | |
| Holdings | 17 | 509 | |
| YTD Return | -0.99% | +13.79% | |
| 1Y Return | +1.17% | +23.01% | |
| 3Y Return (annualized) | +3.52% | +21.78% | |
| 5Y Return (annualized) | - | +13.39% | |
| Volatility (annualized) | 7.4% | 14.1% | |
| Max Drawdown | -13.6% | -34.3% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 6, 2022 | Sep 7, 2010 |
IBTM vs VOO Performance
iShares iBonds Dec 2032 Term Treasury ETF (IBTM) is a ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year IBTM returned +1.17% while VOO returned +23.01%. Year to date, IBTM is down 0.99% versus a gain of 13.79% for VOO.
Over three years, IBTM compounded at +3.52% per year against +21.78% for VOO. Across the full 4-year window we track, VOO has the edge at +13.57% annualized vs +1.29%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 7.4% for IBTM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.6% for IBTM and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IBTM charges 0.07% per year while VOO charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, IBTM currently yields 3.93% against 1.09% for VOO.
Holdings Overlap
IBTM and VOO share 0 holdings out of 517 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IBTM or VOO?
IBTM has an expense ratio of 0.07% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
Which performed better, IBTM or VOO?
Over the past year IBTM returned +1.17% vs +23.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (4 years), IBTM annualized +1.29% vs +13.57% for VOO. Past performance does not guarantee future results.
Which is riskier, IBTM or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 7.4% for IBTM. Worst drawdown: IBTM -13.6% vs VOO -34.3%.
Should I hold both IBTM and VOO?
IBTM and VOO have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IBTM and VOO?
IBTM and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 517 unique securities.
Which pays a higher dividend, IBTM or VOO?
IBTM yields 3.93% while VOO yields 1.09%, so IBTM currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.