IBTP vs VOO

IBTP vs VOO

Which is better, IBTP or VOO?

Short Term Government Bond against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIBTPVOO
Expense Ratio0.07%0.03%Best
AUM$292M$997.4B
Dividend Yield4.09%1.04%
Holdings6509
YTD Return-2.81%+12.37%Best
1Y Return-2.16%+16.61%Best
3Y Return (annualized)-+21.37%
5Y Return (annualized)-+13.49%
Volatility (annualized)5.5%Best11.9%
Max Drawdown-6.9%Best-18.7%
$10,000 over 2.3 years$10,644$14,584Best
Top 10 Weight-37.6%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleShort Term Government BondLarge Cap Blend
InceptionJun 11, 2024Sep 7, 2010

Volatility and max drawdown, and the $10,000 over 2.3 years row, are measured over the window both funds cover: Jun 12, 2024 to Sep 18, 2026 (2.3 years).

IBTP vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.3 years both funds cover.

IBTP vs VOO Performance

iShares iBonds Dec 2034 Term Treasury ETF (IBTP) is an ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year IBTP returned -2.16% while VOO returned +16.61%. Year to date, IBTP is down 2.81% versus a gain of 12.37% for VOO.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 11.9% compared with 5.5% for IBTP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -6.9% for IBTP and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.19. They move largely independently of each other.

Fees and Cost Over Time

IBTP charges 0.07% per year while VOO charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, IBTP currently yields 4.09% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 5 holdings in IBTP and 494 in VOO, totalling 100.6% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 5 positions we hold weights for in IBTP and 494 in VOO, against full books of 6 and 509.

What only one of them owns

Our book lists 487 positions for VOO that do not appear in our book for IBTP (99.2% of the fund), and 5 for IBTP that do not appear in VOO (100.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of IBTP and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IBTPVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IBTP or VOO?

IBTP has an expense ratio of 0.07% while VOO charges 0.03%. VOO is the cheaper option, by $4 a year on a $10,000 investment.

Which performed better, IBTP or VOO?

Over the past year IBTP returned -2.16% vs +16.61% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), IBTP annualized +2.75% vs +17.83% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IBTP or VOO?

VOO has been the more volatile fund at 11.9% annualized versus 5.5% for IBTP. Worst drawdown: IBTP -6.9% vs VOO -18.7%.

Should I hold both IBTP and VOO?

IBTP and VOO have a monthly-return correlation of 0.19, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IBTP or VOO?

IBTP yields 4.09% while VOO yields 1.04%, so IBTP currently pays the higher dividend yield.

Is VOO better than IBTP?

VOO has a lower expense ratio. VOO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.