ICOI vs IVV

ICOI vs IVV
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Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricICOIIVVWinner
Expense Ratio0.96%0.03%
AUM$12M$907.0B
Dividend Yield202.36%1.10%
Holdings2508
YTD Return-25.55%+12.28%
1Y Return-51.70%+20.94%
3Y Return (annualized)-+21.81%
5Y Return (annualized)-+13.05%
Volatility (annualized)39.0%15.1%
Max Drawdown-59.3%-56.5%
Fund FamilyBitwiseiShares by BlackRock (US)
CategoryAlternativeEquity
InceptionApr 1, 2025May 15, 2000

ICOI vs IVV Performance

Bitwise COIN Option Income Strategy ETF (ICOI) is a ETF from Bitwise and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year ICOI returned -51.70% while IVV returned +20.94%. Year to date, ICOI is down 25.55% versus a gain of 12.28% for IVV.

Risk: Volatility and Drawdowns

ICOI has been the more volatile fund, with annualized monthly volatility of 39.0% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -59.3% for ICOI and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.58. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

ICOI charges 0.96% per year while IVV charges 0.03%. On a $10,000 position that is $96 vs $3 annually, a gap of $93 per year that compounds over a long holding period. On income, ICOI currently yields 202.36% against 1.10% for IVV.

Frequently Asked Questions

Which is cheaper, ICOI or IVV?

ICOI has an expense ratio of 0.96% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $93 per year of difference.

Which performed better, ICOI or IVV?

Over the past year ICOI returned -51.70% vs +20.94% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (1 years), ICOI annualized -22.48% vs +6.98% for IVV. Past performance does not guarantee future results.

Which is riskier, ICOI or IVV?

ICOI has been the more volatile fund at 39.0% annualized versus 15.1% for IVV. Worst drawdown: ICOI -59.3% vs IVV -56.5%.

Should I hold both ICOI and IVV?

ICOI and IVV have a monthly-return correlation of 0.58, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, ICOI or IVV?

ICOI yields 202.36% while IVV yields 1.10%, so ICOI currently pays the higher dividend yield.

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