ICOI vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricICOIVOOWinner
Expense Ratio0.98%0.03%
AUM$14M$979.0B
Dividend Yield303.19%1.09%
Holdings4509
YTD Return-25.55%+13.72%
1Y Return-51.70%+21.63%
3Y Return (annualized)-+21.55%
5Y Return (annualized)-+13.26%
Volatility (annualized)39.0%14.1%
Max Drawdown-59.3%-34.3%
Fund FamilyBitwiseVanguard (US)
CategoryAlternativeEquity
InceptionApr 1, 2025Sep 7, 2010

ICOI vs VOO Performance

Bitwise COIN Option Income Strategy ETF (ICOI) is a ETF from Bitwise and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year ICOI returned -51.70% while VOO returned +21.63%. Year to date, ICOI is down 25.55% versus a gain of 13.72% for VOO.

Risk: Volatility and Drawdowns

ICOI has been the more volatile fund, with annualized monthly volatility of 39.0% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -59.3% for ICOI and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.58. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

ICOI charges 0.98% per year while VOO charges 0.03%. On a $10,000 position that is $98 vs $3 annually, a gap of $95 per year that compounds over a long holding period. On income, ICOI currently yields 303.19% against 1.09% for VOO.

Frequently Asked Questions

Which is cheaper, ICOI or VOO?

ICOI has an expense ratio of 0.98% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $95 per year of difference.

Which performed better, ICOI or VOO?

Over the past year ICOI returned -51.70% vs +21.63% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (1 years), ICOI annualized -22.48% vs +13.56% for VOO. Past performance does not guarantee future results.

Which is riskier, ICOI or VOO?

ICOI has been the more volatile fund at 39.0% annualized versus 14.1% for VOO. Worst drawdown: ICOI -59.3% vs VOO -34.3%.

Should I hold both ICOI and VOO?

ICOI and VOO have a monthly-return correlation of 0.58, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, ICOI or VOO?

ICOI yields 303.19% while VOO yields 1.09%, so ICOI currently pays the higher dividend yield.

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