ICOI vs QQQ

ICOI vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricICOIQQQWinner
Expense Ratio0.96%0.18%
AUM$12M$496.3B
Dividend Yield202.36%0.44%
Holdings2108
YTD Return-25.55%+16.64%
1Y Return-51.70%+27.27%
3Y Return (annualized)-+25.96%
5Y Return (annualized)-+14.54%
Volatility (annualized)39.0%30.6%
Max Drawdown-59.3%-83.0%
Fund FamilyBitwiseInvesco (US)
CategoryAlternativeEquity
InceptionApr 1, 2025Mar 10, 1999

ICOI vs QQQ Performance

Bitwise COIN Option Income Strategy ETF (ICOI) is a ETF from Bitwise and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year ICOI returned -51.70% while QQQ returned +27.27%. Year to date, ICOI is down 25.55% versus a gain of 16.64% for QQQ.

Risk: Volatility and Drawdowns

ICOI has been the more volatile fund, with annualized monthly volatility of 39.0% compared with 30.6% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -59.3% for ICOI and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

ICOI charges 0.96% per year while QQQ charges 0.18%. On a $10,000 position that is $96 vs $18 annually, a gap of $78 per year that compounds over a long holding period. On income, ICOI currently yields 202.36% against 0.44% for QQQ.

Frequently Asked Questions

Which is cheaper, ICOI or QQQ?

ICOI has an expense ratio of 0.96% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $78 per year of difference.

Which performed better, ICOI or QQQ?

Over the past year ICOI returned -51.70% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), ICOI annualized -22.48% vs +13.03% for QQQ. Past performance does not guarantee future results.

Which is riskier, ICOI or QQQ?

ICOI has been the more volatile fund at 39.0% annualized versus 30.6% for QQQ. Worst drawdown: ICOI -59.3% vs QQQ -83.0%.

Should I hold both ICOI and QQQ?

ICOI and QQQ have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, ICOI or QQQ?

ICOI yields 202.36% while QQQ yields 0.44%, so ICOI currently pays the higher dividend yield.

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