IDE vs SCHD
Voya Infrastructure Industrials and Materials Fund vs Schwab US Dividend Equity ETF
Which is better, IDE or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. IDE led over 3Y and 5Y, SCHD over 1Y and the full window. IDE is less concentrated, with 13.7% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IDE | SCHD |
|---|---|---|
| Expense Ratio | 1.22% | 0.06%Best |
| AUM | $174M | $112.2B |
| Dividend Yield | 8.81% | 3.13% |
| Holdings | 267 | 103 |
| YTD Return | +12.33% | +27.56%Best |
| 1Y Return | +15.64% | +30.29%Best |
| 3Y Return (annualized) | +22.19%Best | +16.37% |
| 5Y Return (annualized) | +10.38%Best | +10.23% |
| Volatility (annualized) | 19.2% | 13.6%Best |
| Max Drawdown | -65.5% | -33.4%Best |
| $10,000 over 5 years | $16,385Best | $16,274 |
| Top 10 Weight | 13.7%Best | 41.5% |
| Fund Family | Voya Investment Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Jan 26, 2010 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 4, 2026 (14.9 years).
IDE vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
IDE vs SCHD Performance
Voya Infrastructure Industrials and Materials Fund (IDE) is an ETF from Voya Investment Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year IDE returned +15.64% while SCHD returned +30.29%. Year to date, IDE is up 12.33% versus a gain of 27.56% for SCHD.
Over three years, IDE compounded at +22.19% per year against +16.37% for SCHD; over five years the annualized figures are +10.38% and +10.23% respectively. Across the full 15-year window we track, SCHD has the edge at +11.53% annualized vs +2.03%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IDE has been the more volatile fund, with annualized monthly volatility of 19.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -65.5% for IDE and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IDE charges 1.22% per year while SCHD charges 0.06%. On a $10,000 position that is $122 vs $6 annually, a gap of $116 per year that compounds over a long holding period. On income, IDE currently yields 8.81% against 3.13% for SCHD.
Holdings Overlap
1.9% of IDE's money is in holdings SCHD also owns. 10.4% of SCHD's money is in holdings IDE also owns.
SCHD and IDE share little of their money.
The two holdings books were reported 68 days apart, IDE as of May 31, 2026 and SCHD as of Aug 7, 2026, so some of the difference between them is the time between the two reports rather than the funds.
4 positions in common, counted across the 256 positions we hold weights for in IDE and 100 in SCHD, against full books of 267 and 103.
What only one of them owns
Our book lists 95 positions for SCHD that do not appear in our book for IDE (89.5% of the fund), and 88 for IDE that do not appear in SCHD (45.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of IDE and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IDE or SCHD?
IDE has an expense ratio of 1.22% while SCHD charges 0.06%. SCHD is the cheaper option, by $116 a year on a $10,000 investment.
Which performed better, IDE or SCHD?
Over the past year IDE returned +15.64% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), IDE annualized +2.03% vs +11.53% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IDE or SCHD?
IDE has been the more volatile fund at 19.2% annualized versus 13.6% for SCHD. Worst drawdown: IDE -65.5% vs SCHD -33.4%.
Should I hold both IDE and SCHD?
IDE and SCHD have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IDE and SCHD?
10.4% of SCHD's money is in holdings IDE also owns. 10.4% of SCHD's is in holdings IDE also owns. They hold 4 positions in common, counted across the 256 positions we hold weights for in IDE and 100 in SCHD.
Which pays a higher dividend, IDE or SCHD?
IDE yields 8.81% while SCHD yields 3.13%, so IDE currently pays the higher dividend yield.
Is SCHD better than IDE?
SCHD has a lower expense ratio. IDE led over 3Y and 5Y, SCHD over 1Y and the full window. IDE is less concentrated, with 13.7% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.