IDHQ vs SCHD
Invesco S&P International Developed Quality ETF vs Schwab US Dividend Equity ETF
Which is better, IDHQ or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. IDHQ led over 1Y and 3Y, SCHD over 5Y and the full window. IDHQ is less concentrated, with 32.3% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IDHQ | SCHD |
|---|---|---|
| Expense Ratio | 0.29% | 0.06%Best |
| AUM | $1.0B | $112.1B |
| Dividend Yield | 1.94% | 3.00% |
| Holdings | 214 | 103 |
| YTD Return | +24.76% | +25.07%Best |
| 1Y Return | +34.15%Best | +27.61% |
| 3Y Return (annualized) | +20.82%Best | +15.74% |
| 5Y Return (annualized) | +9.03% | +9.89%Best |
| Volatility (annualized) | 14.5% | 13.6%Best |
| Max Drawdown | -33.5% | -33.4%Best |
| $10,000 over 5 years | $15,407 | $16,025Best |
| Top 10 Weight | 32.3%Best | 41.8% |
| Fund Family | Invesco (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jun 13, 2007 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 11, 2026 (14.9 years).
IDHQ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
IDHQ vs SCHD Performance
Invesco S&P International Developed Quality ETF (IDHQ) is an ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year IDHQ returned +34.15% while SCHD returned +27.61%. Year to date, IDHQ is up 24.76% versus a gain of 25.07% for SCHD.
Over three years, IDHQ compounded at +20.82% per year against +15.74% for SCHD; over five years the annualized figures are +9.03% and +9.89% respectively. Across the full 15-year window we track, SCHD has the edge at +11.36% annualized vs +8.44%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IDHQ has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.5% for IDHQ and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IDHQ charges 0.29% per year while SCHD charges 0.06%. On a $10,000 position that is $29 vs $6 annually, a gap of $23 per year that compounds over a long holding period. On income, IDHQ currently yields 1.94% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 199 holdings in IDHQ and 100 in SCHD, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 199 positions we hold weights for in IDHQ and 100 in SCHD, against full books of 214 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for IDHQ (99.9% of the fund), and 8 for IDHQ that do not appear in SCHD (4.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of IDHQ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IDHQ or SCHD?
IDHQ has an expense ratio of 0.29% while SCHD charges 0.06%. SCHD is the cheaper option, by $23 a year on a $10,000 investment.
Which performed better, IDHQ or SCHD?
Over the past year IDHQ returned +34.15% vs +27.61% for SCHD, so IDHQ leads on 1-year performance. Over the longest common window we track (15 years), IDHQ annualized +8.44% vs +11.36% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IDHQ or SCHD?
IDHQ has been the more volatile fund at 14.5% annualized versus 13.6% for SCHD. Worst drawdown: IDHQ -33.5% vs SCHD -33.4%.
Should I hold both IDHQ and SCHD?
IDHQ and SCHD have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IDHQ or SCHD?
IDHQ yields 1.94% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than IDHQ?
SCHD has a lower expense ratio. IDHQ led over 1Y and 3Y, SCHD over 5Y and the full window. IDHQ is less concentrated, with 32.3% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.