IEV vs SPY

IEV vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricIEVSPYWinner
Expense Ratio0.60%0.09%
AUM$1.7B$821.1B
Dividend Yield2.72%1.01%
Holdings374505
YTD Return+10.43%+12.22%
1Y Return+19.39%+20.83%
3Y Return (annualized)+18.41%+21.70%
5Y Return (annualized)+9.92%+12.98%
Volatility (annualized)18.2%15.3%
Max Drawdown-65.6%-56.5%
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryEquityEquity
InceptionJul 25, 2000Jan 22, 1993

IEV vs SPY Performance

iShares Europe ETF (IEV) is a ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year IEV returned +19.39% while SPY returned +20.83%. Year to date, IEV is up 10.43% versus a gain of 12.22% for SPY.

Over three years, IEV compounded at +18.41% per year against +21.70% for SPY; over five years the annualized figures are +9.92% and +12.98% respectively. Across the full 26-year window we track, SPY has the edge at +8.79% annualized vs +3.27%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IEV has been the more volatile fund, with annualized monthly volatility of 18.2% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -65.6% for IEV and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IEV charges 0.60% per year while SPY charges 0.09%. On a $10,000 position that is $60 vs $9 annually, a gap of $51 per year that compounds over a long holding period. On income, IEV currently yields 2.72% against 1.01% for SPY.

Holdings Overlap

0.3%overlap

IEV and SPY share 3 holdings out of 862 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IEVWeight in SPYDifference
ROP2.15%0.06%2.09%
MRK0.15%0.47%0.32%
DG0.51%0.04%0.47%

Frequently Asked Questions

Which is cheaper, IEV or SPY?

IEV has an expense ratio of 0.60% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $51 per year of difference.

Which performed better, IEV or SPY?

Over the past year IEV returned +19.39% vs +20.83% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (26 years), IEV annualized +3.27% vs +8.79% for SPY. Past performance does not guarantee future results.

Which is riskier, IEV or SPY?

IEV has been the more volatile fund at 18.2% annualized versus 15.3% for SPY. Worst drawdown: IEV -65.6% vs SPY -56.5%.

Should I hold both IEV and SPY?

IEV and SPY have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IEV and SPY?

IEV and SPY share 3 common holdings with a 0.3% weight overlap. Combined, they hold 862 unique securities.

Which pays a higher dividend, IEV or SPY?

IEV yields 2.72% while SPY yields 1.01%, so IEV currently pays the higher dividend yield.

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