IFLN vs SCHD
Invesco Bloomberg Enhanced Fallen Angels ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. IFLN offers more diversification with 106 holdings.
Side-by-Side Comparison
| Metric | IFLN | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.23% | 0.06% | |
| AUM | $308M | $103.7B | |
| Dividend Yield | 5.85% | 3.31% | |
| Holdings | 115 | 104 | |
| YTD Return | +1.22% | +25.62% | |
| 1Y Return | +4.79% | +32.62% | |
| 3Y Return (annualized) | +7.46% | +15.58% | |
| 5Y Return (annualized) | +3.62% | +9.63% | |
| Volatility (annualized) | 10.3% | 13.6% | |
| Max Drawdown | -48.8% | -33.4% | |
| Fund Family | Invesco (US) | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Nov 15, 2007 | Oct 20, 2011 |
IFLN vs SCHD Performance
Invesco Bloomberg Enhanced Fallen Angels ETF (IFLN) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IFLN returned +4.79% while SCHD returned +32.62%. Year to date, IFLN is up 1.22% versus a gain of 25.62% for SCHD.
Over three years, IFLN compounded at +7.46% per year against +15.58% for SCHD; over five years the annualized figures are +3.62% and +9.63% respectively. Across the full 15-year window we track, SCHD has the edge at +11.47% annualized vs -0.35%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.3% for IFLN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -48.8% for IFLN and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IFLN charges 0.23% per year while SCHD charges 0.06%. On a $10,000 position that is $23 vs $6 annually, a gap of $17 per year that compounds over a long holding period. On income, IFLN currently yields 5.85% against 3.31% for SCHD.
Holdings Overlap
IFLN and SCHD share 0 holdings out of 206 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IFLN or SCHD?
IFLN has an expense ratio of 0.23% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $17 per year of difference.
Which performed better, IFLN or SCHD?
Over the past year IFLN returned +4.79% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), IFLN annualized -0.35% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, IFLN or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 10.3% for IFLN. Worst drawdown: IFLN -48.8% vs SCHD -33.4%.
Should I hold both IFLN and SCHD?
IFLN and SCHD have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IFLN and SCHD?
IFLN and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 206 unique securities.
Which pays a higher dividend, IFLN or SCHD?
IFLN yields 5.85% while SCHD yields 3.31%, so IFLN currently pays the higher dividend yield.
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