IHI vs SCHD
iShares US Medical Devices ETF vs Schwab US Dividend Equity ETF
Which is better, IHI or SCHD?
All Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. IHI led over the full window, SCHD over 1Y, 3Y and 5Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 74.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IHI | SCHD |
|---|---|---|
| Expense Ratio | 0.37% | 0.06%Best |
| AUM | $3.4B | $112.1B |
| Dividend Yield | 0.44% | 3.00% |
| Holdings | 51 | 103 |
| YTD Return | -17.57% | +24.59%Best |
| 1Y Return | -16.06% | +28.14%Best |
| 3Y Return (annualized) | +0.25% | +15.58%Best |
| 5Y Return (annualized) | -4.66% | +9.90%Best |
| Volatility (annualized) | 16.5% | 13.6%Best |
| Max Drawdown | -33.3%Best | -33.4% |
| $10,000 over 5 years | $7,877 | $16,032Best |
| Top 10 Weight | 74.6% | 41.8%Best |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Value |
| Inception | May 1, 2006 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 10, 2026 (14.9 years).
IHI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
IHI vs SCHD Performance
iShares US Medical Devices ETF (IHI) is an ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year IHI returned -16.06% while SCHD returned +28.14%. Year to date, IHI is down 17.57% versus a gain of 24.59% for SCHD.
Over three years, IHI compounded at +0.25% per year against +15.58% for SCHD; over five years the annualized figures are -4.66% and +9.90% respectively. Across the full 15-year window we track, IHI has the edge at +11.98% annualized vs +11.34%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IHI has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.3% for IHI and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IHI charges 0.37% per year while SCHD charges 0.06%. On a $10,000 position that is $37 vs $6 annually, a gap of $31 per year that compounds over a long holding period. On income, IHI currently yields 0.44% against 3.00% for SCHD.
Holdings Overlap
18.5% of IHI's money is in holdings SCHD also owns. 4.7% of SCHD's money is in holdings IHI also owns.
IHI and SCHD share little of their money.
1 positions in common, counted across the 47 positions we hold weights for in IHI and 100 in SCHD, against full books of 51 and 103.
What only one of them owns
Measured across the 47 and 100 positions we hold weights for.
SCHD holds 98 positions IHI does not, 95.2% of the fund.
Largest: MRK 4.77%, AMGN 4.70%, KO 4.17%, CVX 4.02%, VZ 3.97%
Top Shared Holdings
| Stock | Weight in IHI | Weight in SCHD | Difference |
|---|---|---|---|
| ABTAbbott Laboratories | 18.54% | 4.69% | 13.85% |
You are not choosing between two funds in isolation.
Whichever of IHI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IHI or SCHD?
IHI has an expense ratio of 0.37% while SCHD charges 0.06%. SCHD is the cheaper option, by $31 a year on a $10,000 investment.
Which performed better, IHI or SCHD?
Over the past year IHI returned -16.06% vs +28.14% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), IHI annualized +11.98% vs +11.34% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IHI or SCHD?
IHI has been the more volatile fund at 16.5% annualized versus 13.6% for SCHD. Worst drawdown: IHI -33.3% vs SCHD -33.4%.
Should I hold both IHI and SCHD?
IHI and SCHD have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IHI and SCHD?
18.5% of IHI's money is in holdings SCHD also owns. 4.7% of SCHD's is in holdings IHI also owns. They hold 1 positions in common, counted across the 47 positions we hold weights for in IHI and 100 in SCHD.
Which pays a higher dividend, IHI or SCHD?
IHI yields 0.44% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than IHI?
SCHD has a lower expense ratio. IHI led over the full window, SCHD over 1Y, 3Y and 5Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 74.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.