IMF vs SCHD

IMF vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricIMFSCHDWinner
Expense Ratio0.65%0.06%
AUM$317M$108.7B
Dividend Yield0.90%3.13%
Holdings79104
YTD Return+13.65%+26.54%
1Y Return+20.28%+30.90%
3Y Return (annualized)-+16.29%
5Y Return (annualized)-+9.65%
Volatility (annualized)12.1%13.6%
Max Drawdown-15.1%-33.4%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryAlternativeEquity
InceptionMar 19, 2025Oct 20, 2011

IMF vs SCHD Performance

Invesco Managed Futures Strategy ETF (IMF) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IMF returned +20.28% while SCHD returned +30.90%. Year to date, IMF is up 13.65% versus a gain of 26.54% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.1% for IMF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.1% for IMF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IMF charges 0.65% per year while SCHD charges 0.06%. On a $10,000 position that is $65 vs $6 annually, a gap of $59 per year that compounds over a long holding period. On income, IMF currently yields 0.90% against 3.13% for SCHD.

Holdings Overlap

0.0%overlap

IMF and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IMF or SCHD?

IMF has an expense ratio of 0.65% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.

Which performed better, IMF or SCHD?

Over the past year IMF returned +20.28% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), IMF annualized +3.10% vs +11.51% for SCHD. Past performance does not guarantee future results.

Which is riskier, IMF or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 12.1% for IMF. Worst drawdown: IMF -15.1% vs SCHD -33.4%.

Should I hold both IMF and SCHD?

IMF and SCHD have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IMF and SCHD?

IMF and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, IMF or SCHD?

IMF yields 0.90% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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