IMRA vs VTI
Bitwise MARA Option Income Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | IMRA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.96% | 0.03% | |
| AUM | $2M | $666.9B | |
| Dividend Yield | 92.46% | 1.07% | |
| Holdings | 2 | 3,543 | |
| YTD Return | +0.10% | +13.38% | |
| 1Y Return | -39.00% | +21.12% | |
| 3Y Return (annualized) | - | +21.85% | |
| 5Y Return (annualized) | - | +12.44% | |
| Volatility (annualized) | 50.2% | 15.3% | |
| Max Drawdown | -61.5% | -56.6% | |
| Fund Family | Bitwise | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Apr 1, 2025 | May 24, 2001 |
IMRA vs VTI Performance
Bitwise MARA Option Income Strategy ETF (IMRA) is a ETF from Bitwise and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IMRA returned -39.00% while VTI returned +21.12%. Year to date, IMRA is up 0.10% versus a gain of 13.38% for VTI.
Risk: Volatility and Drawdowns
IMRA has been the more volatile fund, with annualized monthly volatility of 50.2% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -61.5% for IMRA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IMRA charges 0.96% per year while VTI charges 0.03%. On a $10,000 position that is $96 vs $3 annually, a gap of $93 per year that compounds over a long holding period. On income, IMRA currently yields 92.46% against 1.07% for VTI.
Frequently Asked Questions
Which is cheaper, IMRA or VTI?
IMRA has an expense ratio of 0.96% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $93 per year of difference.
Which performed better, IMRA or VTI?
Over the past year IMRA returned -39.00% vs +21.12% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), IMRA annualized -21.39% vs +8.10% for VTI. Past performance does not guarantee future results.
Which is riskier, IMRA or VTI?
IMRA has been the more volatile fund at 50.2% annualized versus 15.3% for VTI. Worst drawdown: IMRA -61.5% vs VTI -56.6%.
Should I hold both IMRA and VTI?
IMRA and VTI have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, IMRA or VTI?
IMRA yields 92.46% while VTI yields 1.07%, so IMRA currently pays the higher dividend yield.
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