IMRA vs QQQ

IMRA vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricIMRAQQQWinner
Expense Ratio0.96%0.18%
AUM$2M$496.3B
Dividend Yield92.46%0.44%
Holdings2108
YTD Return+0.10%+16.23%
1Y Return-39.00%+26.23%
3Y Return (annualized)-+25.75%
5Y Return (annualized)-+14.78%
Volatility (annualized)50.2%30.6%
Max Drawdown-61.5%-83.0%
Fund FamilyBitwiseInvesco (US)
CategoryAlternativeEquity
InceptionApr 1, 2025Mar 10, 1999

IMRA vs QQQ Performance

Bitwise MARA Option Income Strategy ETF (IMRA) is a ETF from Bitwise and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year IMRA returned -39.00% while QQQ returned +26.23%. Year to date, IMRA is up 0.10% versus a gain of 16.23% for QQQ.

Risk: Volatility and Drawdowns

IMRA has been the more volatile fund, with annualized monthly volatility of 50.2% compared with 30.6% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -61.5% for IMRA and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IMRA charges 0.96% per year while QQQ charges 0.18%. On a $10,000 position that is $96 vs $18 annually, a gap of $78 per year that compounds over a long holding period. On income, IMRA currently yields 92.46% against 0.44% for QQQ.

Frequently Asked Questions

Which is cheaper, IMRA or QQQ?

IMRA has an expense ratio of 0.96% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $78 per year of difference.

Which performed better, IMRA or QQQ?

Over the past year IMRA returned -39.00% vs +26.23% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), IMRA annualized -21.39% vs +13.02% for QQQ. Past performance does not guarantee future results.

Which is riskier, IMRA or QQQ?

IMRA has been the more volatile fund at 50.2% annualized versus 30.6% for QQQ. Worst drawdown: IMRA -61.5% vs QQQ -83.0%.

Should I hold both IMRA and QQQ?

IMRA and QQQ have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, IMRA or QQQ?

IMRA yields 92.46% while QQQ yields 0.44%, so IMRA currently pays the higher dividend yield.

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