IMRA vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricIMRAVYMWinner
Expense Ratio0.98%0.04%
AUM$2M$79.0B
Dividend Yield100.64%2.86%
Holdings5568
YTD Return+0.10%+16.16%
1Y Return-39.00%+26.05%
3Y Return (annualized)-+18.43%
5Y Return (annualized)-+12.21%
Volatility (annualized)50.2%14.6%
Max Drawdown-61.5%-58.8%
Fund FamilyBitwiseVanguard (US)
CategoryAlternativeEquity
InceptionApr 1, 2025Nov 10, 2006

IMRA vs VYM Performance

Bitwise MARA Option Income Strategy ETF (IMRA) is a ETF from Bitwise and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year IMRA returned -39.00% while VYM returned +26.05%. Year to date, IMRA is up 0.10% versus a gain of 16.16% for VYM.

Risk: Volatility and Drawdowns

IMRA has been the more volatile fund, with annualized monthly volatility of 50.2% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -61.5% for IMRA and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IMRA charges 0.98% per year while VYM charges 0.04%. On a $10,000 position that is $98 vs $4 annually, a gap of $94 per year that compounds over a long holding period. On income, IMRA currently yields 100.64% against 2.86% for VYM.

Frequently Asked Questions

Which is cheaper, IMRA or VYM?

IMRA has an expense ratio of 0.98% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $94 per year of difference.

Which performed better, IMRA or VYM?

Over the past year IMRA returned -39.00% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (1 years), IMRA annualized -21.39% vs +7.09% for VYM. Past performance does not guarantee future results.

Which is riskier, IMRA or VYM?

IMRA has been the more volatile fund at 50.2% annualized versus 14.6% for VYM. Worst drawdown: IMRA -61.5% vs VYM -58.8%.

Should I hold both IMRA and VYM?

IMRA and VYM have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, IMRA or VYM?

IMRA yields 100.64% while VYM yields 2.86%, so IMRA currently pays the higher dividend yield.

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