INCO vs VTI
Columbia India Consumer ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, INCO or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | INCO | VTI |
|---|---|---|
| Expense Ratio | 0.75% | 0.03%Best |
| AUM | $229M | $666.9B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 34 | 3,543 |
| YTD Return | -8.70% | +11.65%Best |
| 1Y Return | -11.60% | +17.34%Best |
| 3Y Return (annualized) | +5.37% | +20.35%Best |
| 5Y Return (annualized) | +5.53% | +11.72%Best |
| Volatility (annualized) | 21.5% | 14.7%Best |
| Max Drawdown | -47.7% | -35.0%Best |
| $10,000 over 5 years | $13,088 | $17,404Best |
| Fund Family | Columbia Threadneedle Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Aug 10, 2011 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Aug 10, 2011 to Sep 10, 2026 (15.1 years).
INCO vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 15.1 years both funds cover.
INCO vs VTI Performance
Columbia India Consumer ETF (INCO) is an ETF from Columbia Threadneedle Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year INCO returned -11.60% while VTI returned +17.34%. Year to date, INCO is down 8.70% versus a gain of 11.65% for VTI.
Over three years, INCO compounded at +5.37% per year against +20.35% for VTI; over five years the annualized figures are +5.53% and +11.72% respectively. Across the full 15-year window we track, VTI has the edge at +13.75% annualized vs +9.20%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
INCO has been the more volatile fund, with annualized monthly volatility of 21.5% compared with 14.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -47.7% for INCO and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.48. They move together some of the time, and apart the rest.
Fees and Cost Over Time
INCO charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, INCO currently yields 0.00% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 30 holdings in INCO and 2,787 in VTI, totalling 101.3% and 90.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 48 days apart, INCO as of Aug 17, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 30 positions we hold weights for in INCO and 2,787 in VTI, against full books of 34 and 3,543.
You are not choosing between two funds in isolation.
Whichever of INCO and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, INCO or VTI?
INCO has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option, by $72 a year on a $10,000 investment.
Which performed better, INCO or VTI?
Over the past year INCO returned -11.60% vs +17.34% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (15 years), INCO annualized +9.20% vs +13.75% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, INCO or VTI?
INCO has been the more volatile fund at 21.5% annualized versus 14.7% for VTI. Worst drawdown: INCO -47.7% vs VTI -35.0%.
Should I hold both INCO and VTI?
INCO and VTI have a monthly-return correlation of 0.48, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, INCO or VTI?
INCO yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than INCO?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.