INDF vs VTI
Range India Financials ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, INDF or VTI?
All Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | INDF | VTI |
|---|---|---|
| Expense Ratio | 0.75% | 0.03%Best |
| AUM | $9M | $666.9B |
| Dividend Yield | 5.62% | 1.07% |
| Holdings | 21 | 3,543 |
| Volatility (annualized) | 20.3% | 16.4%Best |
| Max Drawdown | -25.6% | -25.4%Best |
| $10,000 over 4.8 years | $14,024 | $19,275Best |
| Fund Family | NextFins LLC | Vanguard (US) |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Blend |
| Inception | Oct 20, 2020 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 374 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. INDF has data through Aug 26, 2025 and VTI through Sep 4, 2026.
Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Oct 21, 2020 to Aug 26, 2025 (4.8 years).
Risk: Volatility and Drawdowns
INDF has been the more volatile fund, with annualized monthly volatility of 20.3% compared with 16.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.6% for INDF and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.43. They move together some of the time, and apart the rest.
Fees and Cost Over Time
INDF charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, INDF currently yields 5.62% against 1.07% for VTI.
You are not choosing between two funds in isolation.
Whichever of INDF and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, INDF or VTI?
INDF has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option, by $72 a year on a $10,000 investment.
Which is riskier, INDF or VTI?
INDF has been the more volatile fund at 20.3% annualized versus 16.4% for VTI. Worst drawdown: INDF -25.6% vs VTI -25.4%.
Should I hold both INDF and VTI?
INDF and VTI have a monthly-return correlation of 0.43, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, INDF or VTI?
INDF yields 5.62% while VTI yields 1.07%, so INDF currently pays the higher dividend yield.
Is VTI better than INDF?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.