INDF vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricINDFVXUSWinner
Expense Ratio0.75%0.05%
AUM$9M$156.5B
Dividend Yield5.62%2.60%
Holdings218,747
YTD Return-12.12%+14.57%
1Y Return-20.35%+27.82%
3Y Return (annualized)+2.45%+19.27%
5Y Return (annualized)-+9.28%
Volatility (annualized)20.3%15.1%
Max Drawdown-25.6%-39.9%
Fund FamilyNextFins LLCVanguard (US)
CategoryEquityEquity
InceptionOct 20, 2020Jan 26, 2011

INDF vs VXUS Performance

Range India Financials ETF (INDF) is a ETF from NextFins LLC and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year INDF returned -20.35% while VXUS returned +27.82%. Year to date, INDF is down 12.12% versus a gain of 14.57% for VXUS.

Over three years, INDF compounded at +2.45% per year against +19.27% for VXUS. Across the full 5-year window we track, INDF has the edge at +7.30% annualized vs +4.86%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

INDF has been the more volatile fund, with annualized monthly volatility of 20.3% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.6% for INDF and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

INDF charges 0.75% per year while VXUS charges 0.05%. On a $10,000 position that is $75 vs $5 annually, a gap of $70 per year that compounds over a long holding period. On income, INDF currently yields 5.62% against 2.60% for VXUS.

Frequently Asked Questions

Which is cheaper, INDF or VXUS?

INDF has an expense ratio of 0.75% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $70 per year of difference.

Which performed better, INDF or VXUS?

Over the past year INDF returned -20.35% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (5 years), INDF annualized +7.30% vs +4.86% for VXUS. Past performance does not guarantee future results.

Which is riskier, INDF or VXUS?

INDF has been the more volatile fund at 20.3% annualized versus 15.1% for VXUS. Worst drawdown: INDF -25.6% vs VXUS -39.9%.

Should I hold both INDF and VXUS?

INDF and VXUS have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, INDF or VXUS?

INDF yields 5.62% while VXUS yields 2.60%, so INDF currently pays the higher dividend yield.

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