INDF vs VXUS

INDF vs VXUS

Which is better, INDF or VXUS?

All Cap Blend against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricINDFVXUS
Expense Ratio0.75%0.05%Best
AUM$9M$158.1B
Dividend Yield5.62%2.51%
Holdings218,747
Volatility (annualized)20.3%15.3%Best
Max Drawdown-25.6%Best-29.4%
$10,000 over 4.8 years$14,024$15,351Best
Fund FamilyNextFins LLCVanguard (US)
CategoryEquityEquity
StyleAll Cap BlendLarge Cap Blend
InceptionOct 20, 2020Jan 26, 2011

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 387 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. INDF has data through Aug 26, 2025 and VXUS through Sep 17, 2026.

Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Oct 21, 2020 to Aug 26, 2025 (4.8 years).

Risk: Volatility and Drawdowns

INDF has been the more volatile fund, with annualized monthly volatility of 20.3% compared with 15.3% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -25.6% for INDF and -29.4% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.49. They move together some of the time, and apart the rest.

Fees and Cost Over Time

INDF charges 0.75% per year while VXUS charges 0.05%. On a $10,000 position that is $75 vs $5 annually, a gap of $70 per year that compounds over a long holding period. On income, INDF currently yields 5.62% against 2.51% for VXUS.

You are not choosing between two funds in isolation.

Whichever of INDF and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

INDFVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, INDF or VXUS?

INDF has an expense ratio of 0.75% while VXUS charges 0.05%. VXUS is the cheaper option, by $70 a year on a $10,000 investment.

Which is riskier, INDF or VXUS?

INDF has been the more volatile fund at 20.3% annualized versus 15.3% for VXUS. Worst drawdown: INDF -25.6% vs VXUS -29.4%.

Should I hold both INDF and VXUS?

INDF and VXUS have a monthly-return correlation of 0.49, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, INDF or VXUS?

INDF yields 5.62% while VXUS yields 2.51%, so INDF currently pays the higher dividend yield.

Is VXUS better than INDF?

VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.