INDF vs VYM
INDF vs VYM
Range India Financials ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | INDF | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.04% | |
| AUM | $9M | $79.0B | |
| Dividend Yield | 5.62% | 2.86% | |
| Holdings | 21 | 568 | |
| YTD Return | -12.12% | +15.80% | |
| 1Y Return | -20.35% | +26.12% | |
| 3Y Return (annualized) | +2.45% | +18.25% | |
| 5Y Return (annualized) | - | +12.51% | |
| Volatility (annualized) | 20.3% | 14.6% | |
| Max Drawdown | -25.6% | -58.8% | |
| Fund Family | NextFins LLC | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2020 | Nov 10, 2006 |
INDF vs VYM Performance
Range India Financials ETF (INDF) is a ETF from NextFins LLC and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year INDF returned -20.35% while VYM returned +26.12%. Year to date, INDF is down 12.12% versus a gain of 15.80% for VYM.
Over three years, INDF compounded at +2.45% per year against +18.25% for VYM. Across the full 5-year window we track, INDF has the edge at +7.30% annualized vs +7.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
INDF has been the more volatile fund, with annualized monthly volatility of 20.3% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.6% for INDF and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.42. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
INDF charges 0.75% per year while VYM charges 0.04%. On a $10,000 position that is $75 vs $4 annually, a gap of $71 per year that compounds over a long holding period. On income, INDF currently yields 5.62% against 2.86% for VYM.
Frequently Asked Questions
Which is cheaper, INDF or VYM?
INDF has an expense ratio of 0.75% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $71 per year of difference.
Which performed better, INDF or VYM?
Over the past year INDF returned -20.35% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (5 years), INDF annualized +7.30% vs +7.07% for VYM. Past performance does not guarantee future results.
Which is riskier, INDF or VYM?
INDF has been the more volatile fund at 20.3% annualized versus 14.6% for VYM. Worst drawdown: INDF -25.6% vs VYM -58.8%.
Should I hold both INDF and VYM?
INDF and VYM have a monthly-return correlation of 0.42, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, INDF or VYM?
INDF yields 5.62% while VYM yields 2.86%, so INDF currently pays the higher dividend yield.
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