INTF vs IVV
iShares International Equity Factor ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. INTF delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | INTF | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.16% | 0.03% | |
| AUM | $3.6B | $865.2B | |
| Dividend Yield | 3.04% | 1.09% | |
| Holdings | 506 | 508 | |
| YTD Return | +14.42% | +13.80% | |
| 1Y Return | +27.33% | +23.01% | |
| 3Y Return (annualized) | +20.75% | +21.77% | |
| 5Y Return (annualized) | +11.08% | +13.39% | |
| Volatility (annualized) | 15.1% | 15.1% | |
| Max Drawdown | -43.9% | -56.5% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Apr 28, 2015 | May 15, 2000 |
INTF vs IVV Performance
iShares International Equity Factor ETF (INTF) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year INTF returned +27.33% while IVV returned +23.01%. Year to date, INTF is up 14.42% versus a gain of 13.80% for IVV.
Over three years, INTF compounded at +20.75% per year against +21.77% for IVV; over five years the annualized figures are +11.08% and +13.39% respectively. Across the full 11-year window we track, IVV has the edge at +7.04% annualized vs +6.76%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 15.1% for INTF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -43.9% for INTF and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
INTF charges 0.16% per year while IVV charges 0.03%. On a $10,000 position that is $16 vs $3 annually, a gap of $13 per year that compounds over a long holding period. On income, INTF currently yields 3.04% against 1.09% for IVV.
Holdings Overlap
INTF and IVV share 3 holdings out of 979 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, INTF or IVV?
INTF has an expense ratio of 0.16% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $13 per year of difference.
Which performed better, INTF or IVV?
Over the past year INTF returned +27.33% vs +23.01% for IVV, so INTF leads on 1-year performance. Over the longest common window we track (11 years), INTF annualized +6.76% vs +7.04% for IVV. Past performance does not guarantee future results.
Which is riskier, INTF or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 15.1% for INTF. Worst drawdown: INTF -43.9% vs IVV -56.5%.
Should I hold both INTF and IVV?
INTF and IVV have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between INTF and IVV?
INTF and IVV share 3 common holdings with a 0.1% weight overlap. Combined, they hold 979 unique securities.
Which pays a higher dividend, INTF or IVV?
INTF yields 3.04% while IVV yields 1.09%, so INTF currently pays the higher dividend yield.
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