INTF vs QQQ

Quick Verdict

INTF has a lower expense ratio. INTF delivered stronger 1-year returns. INTF offers more diversification with 477 holdings.

Lower Fees: INTFHigher Returns: INTFMore Diversified: INTF

Side-by-Side Comparison

MetricINTFQQQWinner
Expense Ratio0.16%0.18%
AUM$3.6B$455.8B
Dividend Yield3.04%0.41%
Holdings506108
YTD Return+14.50%+17.46%
1Y Return+27.42%+26.02%
3Y Return (annualized)+20.97%+25.51%
5Y Return (annualized)+10.90%+15.12%
Volatility (annualized)15.1%30.6%
Max Drawdown-43.9%-83.0%
Fund FamilyiShares by BlackRock (US)Invesco (US)
CategoryEquityEquity
InceptionApr 28, 2015Mar 10, 1999

INTF vs QQQ Performance

iShares International Equity Factor ETF (INTF) is a ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year INTF returned +27.42% while QQQ returned +26.02%. Year to date, INTF is up 14.50% versus a gain of 17.46% for QQQ.

Over three years, INTF compounded at +20.97% per year against +25.51% for QQQ; over five years the annualized figures are +10.90% and +15.12% respectively. Across the full 11-year window we track, QQQ has the edge at +13.08% annualized vs +6.76%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 15.1% for INTF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -43.9% for INTF and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

INTF charges 0.16% per year while QQQ charges 0.18%. On a $10,000 position that is $16 vs $18 annually, a gap of $2 per year that compounds over a long holding period. On income, INTF currently yields 3.04% against 0.41% for QQQ.

Holdings Overlap

1.2%overlap

INTF and QQQ share 3 holdings out of 577 unique holdings combined, representing a 1.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in INTFWeight in QQQDifference
ASML:AS2.68%0.70%1.98%
ROP1.01%0.16%0.85%
SHOP:CA0.30%0.67%0.37%

Frequently Asked Questions

Which is cheaper, INTF or QQQ?

INTF has an expense ratio of 0.16% while QQQ charges 0.18%. INTF is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, INTF or QQQ?

Over the past year INTF returned +27.42% vs +26.02% for QQQ, so INTF leads on 1-year performance. Over the longest common window we track (11 years), INTF annualized +6.76% vs +13.08% for QQQ. Past performance does not guarantee future results.

Which is riskier, INTF or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 15.1% for INTF. Worst drawdown: INTF -43.9% vs QQQ -83.0%.

Should I hold both INTF and QQQ?

INTF and QQQ have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between INTF and QQQ?

INTF and QQQ share 3 common holdings with a 1.2% weight overlap. Combined, they hold 577 unique securities.

Which pays a higher dividend, INTF or QQQ?

INTF yields 3.04% while QQQ yields 0.41%, so INTF currently pays the higher dividend yield.

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