INTF vs VOO

Quick Verdict

VOO has a lower expense ratio. INTF delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: INTFMore Diversified: VOO

Side-by-Side Comparison

MetricINTFVOOWinner
Expense Ratio0.16%0.03%
AUM$3.6B$979.0B
Dividend Yield3.04%1.09%
Holdings506509
YTD Return+14.42%+13.79%
1Y Return+27.33%+23.01%
3Y Return (annualized)+20.75%+21.78%
5Y Return (annualized)+11.08%+13.39%
Volatility (annualized)15.1%14.1%
Max Drawdown-43.9%-34.3%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionApr 28, 2015Sep 7, 2010

INTF vs VOO Performance

iShares International Equity Factor ETF (INTF) is a ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year INTF returned +27.33% while VOO returned +23.01%. Year to date, INTF is up 14.42% versus a gain of 13.79% for VOO.

Over three years, INTF compounded at +20.75% per year against +21.78% for VOO; over five years the annualized figures are +11.08% and +13.39% respectively. Across the full 11-year window we track, VOO has the edge at +13.57% annualized vs +6.76%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

INTF has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -43.9% for INTF and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

INTF charges 0.16% per year while VOO charges 0.03%. On a $10,000 position that is $16 vs $3 annually, a gap of $13 per year that compounds over a long holding period. On income, INTF currently yields 3.04% against 1.09% for VOO.

Holdings Overlap

0.1%overlap

INTF and VOO share 2 holdings out of 980 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in INTFWeight in VOODifference
ROP1.01%0.05%0.96%
DG0.16%0.04%0.12%

Frequently Asked Questions

Which is cheaper, INTF or VOO?

INTF has an expense ratio of 0.16% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $13 per year of difference.

Which performed better, INTF or VOO?

Over the past year INTF returned +27.33% vs +23.01% for VOO, so INTF leads on 1-year performance. Over the longest common window we track (11 years), INTF annualized +6.76% vs +13.57% for VOO. Past performance does not guarantee future results.

Which is riskier, INTF or VOO?

INTF has been the more volatile fund at 15.1% annualized versus 14.1% for VOO. Worst drawdown: INTF -43.9% vs VOO -34.3%.

Should I hold both INTF and VOO?

INTF and VOO have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between INTF and VOO?

INTF and VOO share 2 common holdings with a 0.1% weight overlap. Combined, they hold 980 unique securities.

Which pays a higher dividend, INTF or VOO?

INTF yields 3.04% while VOO yields 1.09%, so INTF currently pays the higher dividend yield.

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